45 Ballou St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 45 Ballou St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,996 sqft · built 1840
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Apr 2021)
Tax Bill	$5,986 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WOON M:4B L:222 U:4`

Property Details

APN / Parcel Number

Primary APN	`WOON M:4B L:222 U:4`
Alternative APN	`12962700`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	6,381 sqft
1st Floor Area	1,420 sqft
Attic	Attic
Attic Area	1,445 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12962700
Street Address	45 BALLOU ST
City	WOONSOCKET
State	RI
Zip	02895-5106
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	222
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1006
Census Tract	17500

Owner

Source: Woonsocket City records · APN WOON M:4B L:222 U:4

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BALLOU ST, WOONSOCKET, RI 02895-5106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage WOONSOCKET CITY OF
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Apr 16, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	2021213634
Deed Book / Page	2614 / 295
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	45 BALLOU ST, WOONSOCKET, RI 02895-5106
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002959-163
Date	Jun 25, 2025
Book Page	2959/163
Instrument	238535

Lender

Name	WOONSOCKET CITY OF

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	45 BALLOU ST, WOONSOCKET, RI 02895-5106
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002569-248
Date	Nov 12, 2020
Book Page	2569/248
Instrument	210433

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Apr 16, 2021
Property Address	45 BALLOU ST, WOONSOCKET, RI 02895-5106
Document Number	002614-295
Book / Page	2614 / 295
Instrument Date	Apr 15, 2021
Instrument	213634
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 BALLOU ST, WOONSOCKET, RI 02895-5106

Mortgage

Document Number	0000213635
Date	Apr 16, 2021
Instrument	213635

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002614-314
Date	Apr 16, 2021
Book Page	2614/314
Instrument	213636

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,986.00 (+23.12%)	$533,000 (+53.25%) Land $106,900 Building $426,100
2023	$4,862.00	$347,800 (-) Land $94,800 Building $253,000
2022	$4,862.00	$347,800 Land $94,800 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the South Main Street Historic District listed 1982 · 64 contributing resources · NRIS 82000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 548 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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