45 Balfour Dr, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 45 Balfour Dr, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1943
Lot Size	0.177 acres (7,723 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$3,635 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:00890 P:0032`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:00890 P:0032`
Alternative APN	`8900032`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,723 sqft (0.177 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8900032
Street Address	45 BALFOUR DR
City	SPRINGFIELD
State	MA
Zip	01118-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3013
Census Tract	802400

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BALFOUR DR, SPRINGFIELD, MA 01118-1138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Quit Claim Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Jun 10, 2019	Quit Claim Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Prior Sale	Jun 10, 2019 · Amount on Record
Deed Document Number	2021228095
Record Updated	Sep 20, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 18, 2021
Property Address	45 BALFOUR DR, SPRINGFIELD, MA 01118-1138
Document Number	228095
Instrument Date	Oct 18, 2021
Instrument	228095
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BALFOUR DR, SPRINGFIELD, MA 01118-1138

Mortgage

Document Number	228096
Date	Oct 18, 2021
Instrument	228096

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 10, 2019
Property Address	45 BALFOUR DR, SPRINGFIELD, MA 01118-1138
Document Number	0000218435
Instrument Date	May 21, 2019
Instrument	218435
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$734.70
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 NORTHERN AVE NORTHAMPTON MA 010602310, NORTHAMPTON, MA 01060-2310

Mortgage

Document Number	218436
Date	Jun 10, 2019
Instrument	218436

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,635.00 (-7.67%)	$231,800 (+0.39%) Land $47,500 Building $184,300	$290,985 (+3.94%)
2024			$279,965
2023	$3,937.00	$230,900 Land $45,200 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: GoNetspeed, T-Mobile.

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