45 Bailey Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 45 Bailey Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,361 sqft · built 1914
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on Record
Tax Bill	$13,719 (2025)
Deeds & Mortgages	Feb 2024 Refinance Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00104 B:000003 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00104 B:000003 L:000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,361 sqft Living Area
Gross Area	2,000 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	133,294 sqft (3.06 acres)
View / Lot	Waterfront
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 BAILEY RD
City	EFFINGHAM
State	NH
Zip	03882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLD PR
Legal Block	3
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1038
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BAILEY RD, EFFINGHAM, NH 03882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 12, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	45 BAILEY RD, EFFINGHAM, NH 03882
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003758-0790
Date	Feb 8, 2024
Book Page	3758/790
Instrument	202400011370

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Nov 12, 2021
Property Address	45 BAILEY RD, EFFINGHAM, NH 03882
Document Number	003632-0602
Book / Page	3632 / 602
Instrument Date	Nov 3, 2021
Instrument	2117057
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BAILEY RD, EFFINGHAM, NH 03882

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,719.00 (-2.75%)	$892,000 (+74.01%) Land $396,600 Building $495,400
2024	$14,107.00 (+59.11%)	$512,600 (+42.75%) Land $258,900 Building $253,700	$532,950
2023	$8,866.00 (+6.41%)	$359,100 (+1.58%) Land $258,900 Building $100,200
2022	$8,332.00	$353,500 Land $242,200 Building $111,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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