45 Badger St, Sutter Creek, CA 95685 Property Records

Amador County property record for 45 Badger St, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,020 sqft · built 1935
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Jul 2019)
Tax Bill	$5,568 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-172-011-000`

Property Details

APN / Parcel Number

Primary APN	`018-172-011-000`
Alternative APN	`1817201100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	45 BADGER ST
City	SUTTER CREEK
State	CA
Zip	95685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	11M78 LOT B & LOT 1
Legal Subdivision	SUTTER CRK
Legal Block	23
Legal Lot Number	B,1
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	1
Census Block	1047
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1543, SUTTER CREEK, CA 95685-1543
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 2, 2019	Grant Deed, Transfer · Conventional Mortgage EL DORADO SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	20194593
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	0000004592
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	45 BADGER ST, SUTTER CREEK, CA 95685
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BADGER ST, SUTTER CREEK, CA 95685

Mortgage

Document Number	0000001206
Date	Feb 2, 2021
Instrument	2021-0001206

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Jul 2, 2019
Property Address	45 BADGER ST, SUTTER CREEK, CA 95685
Document Number	0000004592
Instrument Date	Jun 13, 2019
Instrument	4592
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 812 SUTTER CREEK CA 956850812, SUTTER CREEK, CA 95685-0812

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Jul 2, 2019
Property Address	45 BADGER ST, SUTTER CREEK, CA 95685
Document Number	0000004593
Map Reference	MB 11 PG 78
Instrument Date	Jun 13, 2019
Instrument	2019-0004593
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1543, SUTTER CREEK, CA 95685-1543

Mortgage

Document Number	0000004594
Date	Jul 2, 2019
Instrument	2019-0004594

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,909 (+2%) Land $83,661 Building $485,248
2025	$5,568.00 (+4%) Homeowner's exemption	$557,755 (+4.04%) Land $82,021 Building $475,734
2024			$637,290
2023	$5,354.00 (+1.92%) Homeowner's exemption	$536,098 Land $78,837 Building $457,261
2022	$5,253.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2022)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net, Verizon.

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