45 Bacon St, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 45 Bacon St, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 7,043 sqft · built 2011
Lot Size	0.312 acres (13,608 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Apr 2026)
Tax Bill	$29,565 (2026)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:016 B:0046 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:016 B:0046 L:0`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	7,043 sqft Living Area
Gross Area	9,525 sqft
Basement Area	2,857 sqft
Unfinished Basement	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,608 sqft (0.312 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 BACON ST
City	WINCHESTER
State	MA
Zip	01890-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	46
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2014
Census Tract	338300

Owner

45 Bacon St is owned and occupied by two individuals who bought it in April 2026.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BACON ST, WINCHESTER, MA 01890-2601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 21, 2026	Quit Claim Deed, Transfer
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202644099
Deed Book / Page	85493 / 115
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	74680-243
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Recording Date	May 26, 2026
Property Address	45 BACON ST, WINCHESTER, MA 01890-2601
Document Number	085641-488
Book / Page	85641 / 488
Instrument Date	May 20, 2026
Instrument	202660333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BACON ST, WINCHESTER, MA 01890-2601

Mortgage

Document Number	0000060333,
Date	May 26, 2026
Book Page	85641/488
Instrument	202660333

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 21, 2026
Property Address	45 BACON ST, WINCHESTER, MA 01890-2601
Document Number	085493-115
Book / Page	85493 / 115
Instrument Date	Apr 13, 2026
Instrument	202644099
Transaction Type	Transfer
Record Updated	Aug 27, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 BACON ST, WINCHESTER, MA 01890-2601

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 15, 2020
Property Address	45 BACON ST, WINCHESTER, MA 01890-2601
Document Number	74680-243
Book / Page	074680 / 000243
Instrument Date	Apr 28, 2020
Instrument	73510
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9,120.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 BACON ST WINCHESTER MA 018902601, WINCHESTER, MA 01890-2601

Tax Assessment & Valuation

The 2026 property tax bill for 45 Bacon St was $29,565, up 10,130.1% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,565.00 (+10,130.1%)	$2,668,300 (+2.34%) Land $994,800 Building $1,673,500	$2,798,091 (-0.08%)
2025	$289.00 (-98.95%)	$2,607,400 (+7.56%) Land $994,800 Building $1,612,600	$2,800,410
2024	$27,466.00	$2,424,200 Land $923,700 Building $1,500,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bacon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 units insured incl. 47 condo units
Nearby Flood Claims	11 (1978–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bacon St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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