Butler County property record for 45 Backtrail Ln, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2002 |
| Lot Size | 0.278 acres (12,114 sqft) |
| Owner | Company Name on Record |
| Last Sale | $189,500 (Nov 2019) |
| Tax Bill | $3,277 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C1800-009.340-047 |
| Primary APN | C1800-009.340-047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,114 sqft (0.278 acres) |
| Lot Dimensions | 203 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 218 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3404700 |
|---|---|
| Old Parcel Number | C1800009.340047 |
| Street Address | 45 BACKTRAIL LN |
| City | MONROE |
| State | OH |
| Zip | 45050-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3442 ENT |
| Legal Subdivision | BRIDLE CRK SUB SEC 4B |
| Legal Lot Number | 3442 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LEMON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11200 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 45 BACKTRAIL LN, MONROE, OH 45050-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 8, 2019 | Fiduciary Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on Record |
| Deed Sale | Nov 8, 2019 · Amount on Record |
| Prior Sale | Nov 8, 2019 · Amount on Record |
| Deed Document Number | 0000043650 |
| Deed Book / Page | 9364 / 0119 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0000003297 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 45 BACKTRAIL LN, MONROE, OH 45050-2431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000046647 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 9704/1812 |
| Instrument | 2021-00046647 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2050 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Nov 8, 2019 |
| Property Address | 45 BACKTRAIL LN, MONROE, OH 45050-2431 |
| Document Number | 0000043650 |
| Book / Page | 9364 / 0119 |
| Map Reference | MB 3202 PG A-F |
| Instrument Date | Nov 2, 2019 |
| Instrument | 2019-00043650 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 45 BACKTRAIL LN, MONROE, OH 45050-2431 |
| Document Number | 0093640121 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 9364/0121 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Lemon Township |
| Municipality | Monroe City |
| Unified School District | Monroe Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,277.00 (-10.93%) Homeowner's exemption | $91,400 (-) Land $13,900 Building $77,500 | $261,150 (-) Land $39,720 Building $221,430 |
| 2023 | $3,679.00 (+30.83%) Homeowner's exemption | $91,400 (+42.55%) Land $13,900 Building $77,500 | $261,150 (+42.54%) Land $39,720 Building $221,430 |
| 2022 | $2,812.00 Homeowner's exemption | $64,120 Land $13,900 Building $50,220 | |
| 2020 | $183,210 Land $39,720 Building $143,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE CITY PWS serves 15,600 people · EPA ID OH0902012 |
|---|---|
| Water Source | Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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