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45 B St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 45 B St, Lowell, MA 01851

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 2,076 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Nov 2019)
Tax Bill$6,299 (2026)
Deeds & MortgagesNov 2020 Refinance
Nov 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC12020

Property Details

APN / Parcel Number

Primary APNC12020
Alternative APNs
  • LOWE M:124 B:345 L:45
  • M:000124 T:C12020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Units2 Units
Stories1 Story
Building Area2,076 sqft Living Area
Gross Area3,602 sqft
1st Floor Area1,170 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberC12020
Street Address45 B ST
CityLOWELL
StateMA
Zip01851-4217
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block345
Legal Lot Number45
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2011
Census Tract311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address272 SANDERS AVE, LOWELL, MA 01851-3419
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
ENVISION BANK
Nov 15, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 30, 2018Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number201950956
Deed Book / Page33563 / 241
Last Transfer DateNov 12, 2020
Transfer Doc34905-108
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 12, 2020
Property Address45 B ST, LOWELL, MA 01851-4217
Document Number34905-108
Book / Page34905 / 108
Instrument DateNov 12, 2020
Instrument58051
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressSANDERS AVE, LOWELL, MA

Mortgage

Document Number034905-111
DateNov 12, 2020
Book Page34905/111
Instrument58052
Lender
NameENVISION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 15, 2019
Property Address45 B ST, LOWELL, MA 01851-4217
Document Number33563-241
Book / Page033563 / 000241
Instrument DateOct 31, 2019
Instrument50956
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,413.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address272 SANDERS AVE LOWELL MA 018513419, LOWELL, MA 01851-3419

November 2018: Foreclosure

Document TypeForeclosure
JurisdictionLOWELL MA
Recording DateNov 30, 2018
Property Address45 B ST, LOWELL, MA 01851-4217
Document Number32606-65
Book / Page032606 / 000065
Instrument DateNov 16, 2018
Instrument52186
Transaction TypeForeclosure
Record UpdatedDec 18, 2018

Transaction

AmountAmount Recorded
Tax$1,337.90
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address350 S CLEVELAND AVE WESTERVILLE OH 430818917, WESTERVILLE, OH 43081-8917

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,299.00 (+4.62%)$555,000 (+5.82%) Land $195,600 Building $359,400$625,316
2025$6,021.00 (+8.17%)$524,500 (+12.24%) Land $182,900 Building $341,600
2024$5,566.00 (+7.72%)$467,300 (+12.33%) Land $164,500 Building $302,800
2023$5,167.00$416,000 Land $143,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

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