45 B St, Gonzales, CA 93926 Property Records

Monterey County property record for 45 B St, Gonzales, CA 93926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,218 sqft · built 1974
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on Record
Tax Bill$36 (2025)
Deeds & MortgagesMay 2021 Transfer
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN020-055-018-000

Property Details

APN / Parcel Number

Primary APN020-055-018-000
Alternative APN
  • 020-055-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,218 sqft Living Area
1st Floor Area1,218 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area7,000 sqft (0.161 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number020-055-018
Street Address45 B ST
CityGONZALES
StateCA
Zip93926-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP OF GONZALES 2ND ADD LOT 13 BLK B5
Legal SubdivisionMAP OF GONZALES 2ND ADD
Legal BlockB5
Legal Lot Number13
JurisdictionMONTEREY CA
Township / Civil DivisionGONZALES
Census Block Group3
Census Block3010
Census Tract10804

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 363, GONZALES, CA 93926-0363
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY
May 24, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 6, 2021
Transfer Doc0000036769
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMay 24, 2021
Property Address45 B ST, GONZALES, CA 93926-2602
Document Number0000036770
Map ReferenceVOL 1 PG 41
Instrument DateMay 18, 2021
Instrument2021036770
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 B ST, GONZALES, CA 93926-2602

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMay 24, 2021
Property Address45 B ST, GONZALES, CA 93926-2602
Document Number0000036769
Map ReferenceVOL 1 PG 41
Instrument DateMay 6, 2021
Instrument2021036769
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 B ST, GONZALES, CA 93926-2602

Mortgage

Document Number0000036771
DateMay 24, 2021
Instrument2021036771
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityGonzales City
Unified School DistrictGonzales Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$62,845 (+2%) Land $13,703 Building $49,142
2025$36.00 Veteran's exemption$61,614 (+4.04%) Land $13,435 Building $48,179
2024$36.00 (+2.86%)
2023$35.00 (+2.94%) Disabled Person's exemption Veteran's exemption$59,223 Land $12,914 Building $46,309
2022$34.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1995–1998)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GONZALES
serves 8,333 people · EPA ID CA2710007
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250

May also be available: GeoLinks, Verizon, Xfinity.

Nearby Properties on B St

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