Franklin County property record for 45 Ave D, Apalachicola, FL 32320
| Property Type | Retail Store |
|---|---|
| Details | 4 bd · 2 ba · 6,000 sqft · built 1959 |
| Lot Size | 0.491 acres (21,378 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Apr 2021) |
| Tax Bill | $11,448 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2021 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-09S-08W-8330-0002-0070 |
| Primary APN | 01-09S-08W-8330-0002-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Units | 2 Units |
| Building Area | 6,000 sqft Gross Area |
| 1st Floor Area | 6,000 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 21,378 sqft (0.491 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Canopy | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 AVENUE D |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1882 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Legal Description | BL 2 S 50 FT OF LOT 8 & ALL OF LOTS 9-10 CITY OF APALACH OR/21/260 209/490 253/283 277/163 L/E RIGHT OF WAY & PARKING EASEMENT TO SAUNDERS RECORDED IN 455/343 963/270 1111/30 1154/563 1235/567 1296/588 1351/323 |
| Legal Subdivision | CITY OF APALACH |
| Legal Block | 2 |
| Legal Lot Number | 8-10 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 970304 |
Source: Franklin County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 HAMMOCK CT, DAVENPORT, FL 33896-3007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK NORTHWEST FLORIDA |
| Apr 9, 2021 | Warranty Deed, Transfer DODD TITLE COMPANY INC |
| May 8, 2019 | Deed of Trust, Mortgage CENTENNIAL BK |
| Feb 18, 2019 | Trustee's Deed, Foreclosure |
| Jun 1, 2018 | Deed of Trust, Mortgage ITRIA VENTURES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on Record |
| Deed Sale | Apr 9, 2021 · Amount on Record |
| Prior Sale | Feb 18, 2019 · Amount on Record |
| Deed Document Number | 20212145 |
| Deed Book / Page | 1296 / 589 |
| Last Transfer Date | Dec 1, 2022 |
| Transfer Doc | 0000006639 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 45 AVENUE D, APALACHICOLA, FL 32320-1882 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 221, APALACHICOLA, FL 32329-0221 |
| Document Number | 0019006657 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 1351/399 |
| Instrument | 202219006657 |
| Name | FIRST NATIONAL BANK NORTHWEST FLORIDA |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Apr 9, 2021 |
| Property Address | 45 AVENUE D, APALACHICOLA, FL 32320-1882 |
| Document Number | 0019002145 |
| Book / Page | 1296 / 588 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 202119002145 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | DODD TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 E HARRISON ST, 241, TALLAHASSEE, FL 32301-4417 |
| Name | Verified Name |
|---|---|
| Address | 433 CAPE SAN BLAS RD, CAPE SAN BLAS, FL 32456-7623 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 45 AVENUE D, APALACHICOLA, FL 32320-1882 |
| Document Number | 0019002598 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 241 E HARRISON ST TALLAHASSEE FL 323014417, TALLAHASSEE, FL 32301-4417 |
| Document Number | 0019002598 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 001243/000321 |
| Instrument | 19002598 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | APALACHICOLA, FL 32320 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 18, 2019 |
| Property Address | 45 AVENUE D, APALACHICOLA, FL 32320-1882 |
| Document Number | 0019000665 |
| Book / Page | 001235 / 000567 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 19000665 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,464.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 241 E HARRISON ST TALLAHASSEE FL 323014417, TALLAHASSEE, FL 32301-4417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 45 AVENUE D, APALACHICOLA, FL 32320-1882 |
| Document Number | 0019002693 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 AVENUE D APALACHICOLA FL 323201882, APALACHICOLA, FL 32320-1882 |
| Document Number | 0019002693 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 001220/000233 |
| Instrument | 19002693 |
| Name | ITRIA VENTURES LLC |
|---|---|
| Address | 462 7TH AVE # 20TH, NEW YORK, NY 10018-7606 |
| Amount | Amount Recorded |
|---|
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apalachicola City |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,448.00 (-1.58%) | $650,346 (-0.97%) Land $294,000 Building $356,346 | $650,346 (-0.97%) Land $294,000 Building $356,346 |
| 2024 | $11,632.00 (-3.03%) | $656,691 (-0.96%) Land $294,000 Building $362,691 | $656,691 (-0.96%) Land $294,000 Building $362,691 |
| 2023 | $11,995.00 (+80.51%) | $663,035 (+83.09%) Land $294,000 Building $369,035 | $663,035 (+83.09%) Land $294,000 Building $369,035 |
| 2022 | $6,645.00 | $362,137 Land $136,500 Building $225,637 | $362,137 Land $136,500 Building $225,637 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 40 (1985–2024) |
| Claims Outside the SFHA | 8 of 40 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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