45 Auburn St, Whiting (Manchester Township), NJ 08759 Property Records

Ocean County and Manchester Township property record for 45 Auburn St, Whiting, NJ 08759

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,101 sqft · built 1978
Lot Size0.137 acres (5,985 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Oct 2022)
Tax Bill$2,961 (2025)
Deeds & MortgagesMar 2024 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN19-00075-110-00021

Property Details

APN / Parcel Number

Primary APN19-00075-110-00021
Alternative APNs
  • 1900075011000021
  • 05999

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,101 sqft Living Area
1st Floor Area1,101 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area5,985 sqft (0.137 acres)
Lot Dimensions105 ft deep x 57 ft wide
Garage TypeAttached
PorchEnclosed Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number05999
Street Address45 AUBURN ST, 54B
CityWHITING
StateNJ
Zip08759-2073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Description57X105
Legal SubdivisionCRESTWOOD VILLAGE SEC 54B FINA
Legal Block75
Legal Lot Number21
JurisdictionOCEAN NJ
Township / Civil DivisionMANCHESTER
Census Block Group3
Census Block3011
Census Tract720102

Owner

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 AUBURN ST, WHITING, NJ 08759-2073
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleDec 4, 2009 · Amount on Record
Deed Document Number2022114216
Deed Book / Page19210 / 631
Prior Transfer DateMay 7, 2004
Prior Transfer Doc0000120948
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address45 AUBURN ST, WHITING, NJ 08759-2073
Transaction TypeMortgage
Record UpdatedApr 4, 2024
Title CompanyCHANCELLOR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 AUBURN ST, WHITING, NJ 08759-2073

Mortgage

Document Number0196351075
DateMar 20, 2024
Book Page19635/1075
Instrument2024020555
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term873 Months
DueDec 13, 2096
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12%

Tax Assessment & Valuation

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionManchester Township
Unified School DistrictManchester Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,500 (-) Land $50,600 Building $152,900$203,500 (-) Land $50,600 Building $152,900
2025$2,961.00 (+23.48%)$203,500 (+108.29%) Land $50,600 Building $152,900$203,500 (+108.29%) Land $50,600 Building $152,900
2024$2,398.00 (+10.81%)
2023$97,700 (-) Land $8,800 Building $88,900$97,700 (-) Land $8,800 Building $88,900
2022$2,164.00 (+2.22%)$97,700 Land $8,800 Building $88,900$97,700 Land $8,800 Building $88,900
2021$2,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 79% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER TWP WATER UTILITY - WESTERN
serves 19,200 people · EPA ID NJ1518004
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

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