45 Aubrey Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 45 Aubrey Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,214 sqft · built 1912
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$686,000 (Jul 2013)
Tax Bill	$23,519 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03503-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`13-03503-0000-00030`
Alternative APN	`130350300030`

Interior

Stories	2 Stories
Building Area	2,214 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350300030
Street Address	45 AUBREY RD
City	MONTCLAIR
State	NJ
Zip	07043-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X143 IRR
Legal Block	3503
Legal Lot Number	30
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4006
Census Tract	16300

Owner

45 Aubrey Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 AUBREY RD, MONTCLAIR, NJ 07043-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 12, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2013 · Amount on File
Deed Sale	Jul 18, 2013 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Book / Page	12451 / 3854
Last Transfer Date	Aug 30, 2019
Transfer Doc	2019086189
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 AUBREY RD, MONTCLAIR, NJ 07043-2201
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021087342
Date	Jul 19, 2021
Instrument	2021087342

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 AUBREY RD, MONTCLAIR, NJ 07043-2201
Document Number	0000086190
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 AUBREY RD MONTCLAIR NJ 070432201, MONTCLAIR, NJ 07043-2201

Mortgage

Document Number	0000086190
Date	Sep 12, 2019
Instrument	86190

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2039

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2019
Property Address	45 AUBREY RD, MONTCLAIR, NJ 07043-2201
Document Number	0000086189
Instrument Date	Aug 30, 2019
Instrument	86189
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 AUBREY RD MONTCLAIR NJ 070432201, MONTCLAIR, NJ 07043-2201

Mortgage

Document Number	86190
Date	Sep 12, 2019
Instrument	86190

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 11, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 45 Aubrey Rd was $23,519, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,900 (-) Land $360,900 Building $308,000	$668,900 (-) Land $360,900 Building $308,000
2025	$23,519.00 (+3.33%)	$668,900 Land $360,900 Building $308,000	$668,900 Land $360,900 Building $308,000
2024	$22,762.00
2023		$668,900 Land $360,900 Building $308,000	$668,900 Land $360,900 Building $308,000
2022	$21,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Aubrey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Aubrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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