Middlesex County and Reading Town property record for 45 Ash St, Reading, MA 01867
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 4 ba · 2,556 sqft · built 1890 |
| Lot Size | 0.135 acres (5,889 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Oct 2015) |
| Tax Bill | $8,015 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0032.0 |
| Primary APN | READ M:017.0-0000-0032.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 3,908 sqft |
| Basement Area | 992 sqft |
| Unfinished Basement | 992 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,889 sqft (0.135 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 540000000100 |
|---|---|
| Street Address | 45 ASH ST |
| City | READING |
| State | MA |
| Zip | 01867-3129 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | BUSB |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 ASH ST, READING, MA 01867-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| May 4, 2019 | Deed of Trust, Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2015 · Amount on Record |
| Deed Sale | Oct 9, 2015 · Amount on Record |
| Prior Sale | Feb 1, 2001 · Amount on Record |
| Deed Book / Page | 66203 / 235 |
| Transfer Doc | 066203-235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 45 ASH ST, READING, MA 01867-3129 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078569-190 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 78569/190 |
| Instrument | 192436 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 45 ASH ST, READING, MA 01867-3129 |
| Document Number | 72593-564 |
| Instrument Date | May 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 ASH ST READING MA 018673129, READING, MA 01867-3129 |
| Document Number | 72593-564 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 072593/000564 |
| Instrument | 61697 |
| Name | PENNYMAC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 13, 2049 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,015.00 (-2.28%) | $731,300 (+1.56%) Land $409,200 Building $313,700 |
| 2025 | $8,202.00 (+1.12%) | $720,100 (+4.05%) Land $402,800 Building $317,300 |
| 2024 | $8,111.00 (+3.11%) | $692,100 (+10.77%) Land $387,000 Building $305,100 |
| 2023 | $7,866.00 | $624,800 Land $348,900 Building $275,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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