45 Ascot Ln, Aurora, IL 60504 Property Records

DuPage County property record for 45 Ascot Ln, Aurora, IL 60504

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,187 sqft · built 1992
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Aug 2022)
Tax Bill$11,905 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-19-409-007

Property Details

APN / Parcel Number

Primary APN07-19-409-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,187 sqft Living Area
Gross Area3,457 sqft
1st Floor Area1,187 sqft
2nd Floor Area1,190 sqft
Basement Area1,080 sqft
Finished Basement810 sqft
Unfinished Basement270 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions13.6 ft deep x 7.3 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address45 ASCOT LN
CityAURORA
StateIL
Zip60504-3220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFOX VALLEY EAST REGION II OAKHURST UNIT 41A ALL
Legal SubdivisionFOX VALLEY EAST REGION II OAKHURST UNIT
Legal Lot Number42
Legal Unit41
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3008
Census Tract846518

Owner

45 Ascot Ln is owned and occupied by two individuals who bought it in August 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3180 RIVERBIRCH DR, 202, AURORA, IL 60502-7193
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF OMAHA
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022 · Amount on File
Deed SaleAug 19, 2022 · Amount on File
Prior SaleAug 21, 2014 · Amount on File
Deed Document Number202278312
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 19, 2022
Property Address45 ASCOT LN, AURORA, IL 60504-3220
Document Number0000078312
Map ReferenceDOC R92-009811
Instrument DateAug 5, 2022
InstrumentR2022-078312
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45 ASCOT LN, AURORA, IL 60504-3220

Mortgage

Document Number0000078313
DateAug 19, 2022
InstrumentR2022-078313
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address45 ASCOT LN, AURORA, IL 60504-3220
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000061418
DateApr 19, 2021
InstrumentR2021-061418
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 1, 2041
Interest
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ascot Ln was $11,905 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyDuPage County
County SubdivisionNaperville Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,905.00$171,421 Land $42,608 Building $128,813$514,263 Land $127,824 Building $386,439
2022$9,650.00 Homeowner's exemption Senior Citizen's exemption$126,080 Land $32,270 Building $93,810$378,240 Land $96,810 Building $281,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Ascot Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Ascot Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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