45 Arrowhead Rd, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 45 Arrowhead Rd, Concord, MA 01742

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,314 sqft · built 2015
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Last Sale$356,000 (Oct 2009)
Tax Bill$14,680 (2025)
Deeds & MortgagesMar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNCONC M:7I B:1102

Property Details

APN / Parcel Number

Primary APNCONC M:7I B:1102
Alternative APNs
  • M:00007I B:01102-00000
  • 1116

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,314 sqft Living Area
Gross Area4,199 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account Number1116
Street Address45 ARROWHEAD RD
CityCONCORD
StateMA
Zip01742-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal SubdivisionCONTINENTAL TERRACE
Legal Block1102
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1003
Census Tract361300

Owner

Source: Middlesex County and Concord Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 ARROWHEAD RD, CONCORD, MA 01742-1901
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2009 · Amount on Record
Deed SaleOct 1, 2009 · Amount on Record
Prior SaleAug 27, 1999 · Amount on Record
Deed Document Number2009192336
Deed Book / Page53619 / 533
Transfer Doc65968-565
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address45 ARROWHEAD RD, CONCORD, MA 01742-1901
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079851-76
DateMar 21, 2022
Book Page79851/76
Instrument41977
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,680.00 (+6.72%)$1,107,100 (+5.68%) Land $567,000 Building $540,100$892,715
2024$13,755.00 (+4.66%)$1,047,600 (+3.3%) Land $529,200 Building $518,400
2023$13,143.00$1,014,100 Land $504,100 Building $510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1979–2010)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORD WATER DEPT
serves 18,788 people · EPA ID MA3067000
Water SourceSurface water
Last State InspectionAug 2024
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityBromate
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Concord Light Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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