45 Arrowhead Dr, Morehead, KY 40351 Property Records

Rowan County property record for 45 Arrowhead Dr, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 2005
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2019)
Tax Bill	$1,548 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022-00 00 003.11`

Property Details

APN / Parcel Number

Primary APN	`022-00 00 003.11`
Alternative APNs	`3725` `3752` `3946`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Logs
Foundation Type	Block
Roof Material	Metal
Garage Type	Attached

Location & Zoning

Account Number	3946
Street Address	45 ARROWHEAD DR
City	MOREHEAD
State	KY
Zip	40351-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOG HOUSE & LOT #10 & LOT # 9 RIVER EDGE ESTATES
Legal Subdivision	RIVER EDGE ESTATES
Legal Lot Number	9-10
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3015
Census Tract	950302

Owner

Source: Rowan County records · APN 022-00 00 003.11

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 ARROWHEAD DR, MOREHEAD, KY 40351-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2019 · Amount on Record
Deed Sale	Nov 06, 2019 · Amount on Record
Deed Document Number	2002000
Deed Book / Page	D273 / 845
Record Updated	Jun 08, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 06, 2019
Property Address	45 ARROWHEAD DR, MOREHEAD, KY 40351-6211
Document Number	00D273/845
Book / Page	D273 / 845
Instrument Date	Nov 01, 2019
Instrument	2002000
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16, FARMERS, KY 40319-0016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 ARROWHEAD DR, MOREHEAD, KY 40351-6211

Mortgage

Document Number	00A411/393
Date	Nov 06, 2019
Book Page	A411/393
Instrument	2002001

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,548.00 (-1.78%)	$185,000 (-) Land $40,000 Building $145,000	$185,000 (-) Land $40,000 Building $145,000
2023	$1,576.00	$185,000 Land $40,000 Building $145,000	$185,000 Land $40,000 Building $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059503023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.