45 Armanella St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Armanella St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 950 sqft · built 1964
Lot Size	0.216 acres (9,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2024)
Tax Bill	$4,506 (2026)
Deeds & Mortgages	Sep 2026 Transfer Jun 2026 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`177-00015`

Property Details

APN / Parcel Number

Primary APN	`177-00015`
Alternative APN	`CHIC M:0177 P:00015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	2,827 sqft
1st Floor Area	950 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,412 sqft (0.216 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	177-00015
Street Address	45 ARMANELLA ST
City	CHICOPEE
State	MA
Zip	01020-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1004
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ARMANELLA ST, CHICOPEE, MA 01020-3622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Correction Deed
Jun 15, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on Record
Deed Sale	Aug 19, 2024 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	202437870
Deed Book / Page	25538 / 300
Last Transfer Date	May 12, 2026
Transfer Doc	0000027151
Record Updated	Oct 29, 2026

September 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 11, 2026
Property Address	45 ARMANELLA ST, CHICOPEE, MA 01020-3622
Document Number	0000044461
Book / Page	26505 / 318
Instrument Date	Aug 20, 2026
Instrument	202644461
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 15, 2026
Property Address	45 ARMANELLA ST, CHICOPEE, MA 01020-3622
Document Number	0000027151
Book / Page	26374 / 12
Instrument Date	May 12, 2026
Instrument	202627151
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 21, 2020
Property Address	45 ARMANELLA ST, CHICOPEE, MA 01020-3622
Document Number	23375-342
Book / Page	23375 / 342
Instrument Date	Aug 21, 2020
Instrument	46124
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HOLY FAMILY RD APT 211, 211, HOLYOKE, MA 01040-2780

Mortgage

Document Number	46125
Date	Aug 21, 2020
Instrument	46125

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,506.00 (+7.57%)	$295,700 (+7.02%) Land $107,100 Building $188,600	$310,930 (-2.59%)
2025	$4,189.00 (+5.36%)	$276,300 (+2.56%) Land $97,800 Building $178,500	$319,200
2024	$3,976.00 (+7.43%)	$269,400 (+10.27%) Land $95,900 Building $173,500
2023	$3,701.00	$244,300 Land $87,200 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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