Newton County property record for 45 Ardella Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,253 sqft · built 2004 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Sep 2023) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Sep 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0002A-00000-004-000 |
| Primary APN | 0002A-00000-004-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,253 sqft Heated Area |
| 1st Floor Area | 1,993 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 469 |
|---|---|
| Old Parcel Number | 0002A 004 |
| Street Address | 45 ARDELLA DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 4 THE DOWNS AT BUTLER |
| Legal Subdivision | THE DOWNS AT BUTLER BRIDGE |
| Legal Lot Number | 4 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 100905 |
45 Ardella Dr is owned and occupied by an individual who bought it in September 2023.
Source: Newton County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2024 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 4, 2023 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Nov 29, 2017 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT MORTGAGE |
| Oct 21, 2020 | Deed of Trust, Mortgage · VA Mortgage BAYSHORE MTG FNDG |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Mar 1, 2019 | Quit Claim Deed, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | Aug 19, 2005 · Amount on File |
| Deed Document Number | 0004548137 |
| Deed Book / Page | 4548 / 137 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0046430000000656 |
|---|---|
| Date | Aug 6, 2024 |
| Book Page | 0000004643/0000000656 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 12, 2023 |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0045480137 |
| Book / Page | 4548 / 137 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.05 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0045480000000139 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 0000004548/0000000139 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0044680000000361 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 0000004468/0000000361 |
| Instrument | 000068 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036370261 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 3637/261 |
| Instrument | 013419 |
| Name | PARAMOUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0041060353 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 45 ARDELLA DR COVINGTON GA 300169059, COVINGTON, GA 30016-9059 |
| Document Number | 0041060353 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 004106/000353 |
| Instrument | 17555 |
| Name | BAYSHORE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0039210165 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 ARDELLA DR COVINGTON GA 300169059, COVINGTON, GA 30016-9059 |
| Document Number | 0039210165 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 003921/000165 |
| Instrument | 14858 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Mar 1, 2019 |
| Property Address | 45 ARDELLA DR, COVINGTON, GA 30016-9059 |
| Document Number | 0038090425 |
| Book / Page | 003809 / 000425 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 2545 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | NEXTITLE A TITLE AND ESCROW COMPANY, NEXTITLE A TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 ARDELLA DR COVINGTON GA 300169059, COVINGTON, GA 30016-9059 |
| Document Number | 38090428 |
|---|---|
| Date | Mar 1, 2019 |
| Book Page | 003809/000428 |
| Instrument | 2546 |
| Name | AMERICAN FIN'L NTWK INC |
|---|---|
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2049 |
The 2025 property tax bill for 45 Ardella Dr was $3,291.
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 | $129,480 Land $17,600 Building $111,880 | $323,700 Land $44,000 Building $279,700 |
| 2023 | $106,920 (+16.98%) Land $9,400 Building $97,520 | $267,300 (+16.98%) Land $23,500 Building $243,800 | |
| 2022 | $2,771.00 Homeowner's exemption | $91,400 Land $9,400 Building $82,000 | $228,500 Land $23,500 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Ardella Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Ardella Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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