Erie County and Amherst Town property record for 45 Arc Ave, Buffalo, NY 14226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,595 sqft · built 1954 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Oct 2010) |
| Tax Bill | $6,490 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 142289 67.58-3-7 |
| Primary APN | 142289 67.58-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Upper Floors Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 227 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 ARCADE AVE |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14226-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 391 PT 75 76 PT 77 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9302 |
45 Arc Ave is owned and occupied by an individual who bought it in October 2010.
Source: Erie County and Amherst Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ARCADE AVE, BUFFALO, NY 14226-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SWEET HOME FCU |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit SWEET HOME FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2010 · Amount on File |
| Deed Sale | Oct 21, 2010 · Amount on File |
| Prior Sale | May 23, 1996 · Amount on File |
| Deed Document Number | 2010191907 |
| Deed Book / Page | 11190 / 3431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 ARCADE AVE, AMHERST, NY 14226-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 ARCADE AVE, AMHERST, NY 14226-2328 |
| Document Number | 0139978384 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 13997/8384 |
| Instrument | 2021104338 |
| Name | SWEET HOME FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14228 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 45 ARCADE AVE, AMHERST, NY 14226-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138523539 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 13852/3539 |
| Instrument | 2018074702 |
| Name | SWEET HOME FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14228 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 45 Arc Ave was $6,490 with a homeowner's exemption, up 140.7% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Unified School District | Amherst Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,490.00 (+140.73%) Homeowner's exemption | ||
| 2025 | $2,696.00 (-54.44%) | $266,000 (-) Land $36,000 Building $230,000 | $268,700 (+1.02%) Land $36,365 Building $232,335 |
| 2024 | $5,918.00 Homeowner's exemption | $266,000 (+78.52%) Land $36,000 Building $230,000 | $266,000 (+10.68%) Land $36,000 Building $230,000 |
| 2023 | $149,000 Land $26,000 Building $123,000 | $240,323 Land $41,936 Building $198,387 | |
| 2019 | $4,398.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Arc Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Arc Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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