Lowndes County property record for 45 Arbor Ln, Columbus, MS 39702 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,244 sqft · built 1997 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,125 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65W030001704 |
| Primary APN | 65W030001704 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,244 sqft Adjusted Area |
| 1st Floor Area | 1,814 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 027611 |
|---|---|
| Street Address | 45 ARBOR LN |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NW4-LOT 16 45 ARBOR LANE 09B |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 406 |
Source: Lowndes County records · APN 65W030001704
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JTS & CO MORTGAGE PROFESSIONALS |
| Aug 22, 2025 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Aug 08, 2025 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 |
| Deed Sale | Aug 22, 2025 |
| Prior Sale | Aug 08, 2025 |
| Deed Document Number | 0020256565 |
| Deed Book / Page | 2025 / 6565 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202125252 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 2021/25252 |
| Name | JTS & CO MORTGAGE PROFESSIONALS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 22, 2025 |
| Property Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
| Document Number | 0020256565 |
| Book / Page | 2025 / 6565 |
| Instrument Date | Aug 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
| Document Number | 0202519409 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | 2025/19409 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 08, 2025 |
| Property Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
| Document Number | 0020256077 |
| Book / Page | 2025 / 6077 |
| Instrument Date | Aug 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ARBOR LN, COLUMBUS, MS 39702-9363 |
Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,125.00 (+0.99%) Homeowner's exemption | $14,576 (+11.8%) | $145,760 (+11.8%) Land $25,000 Building $120,760 |
| 2024 | $1,114.00 (+16.16%) | ||
| 2023 | $959.00 Homeowner's exemption | $13,037 | $130,370 Land $25,000 Building $105,370 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870004061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low above 20% of the US · above 10% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Telapex | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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