McDowell County property record for 45 Appletree St, Marion, NC 28752 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 792 sqft Heated Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $113,500 (2021) |
| Tax Bill | $524.00 (2025) |
| Primary APN | 1702-01-46-1353 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 792 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Porch | Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 74535 |
|---|---|
| Street Address | 45 APPLETREE ST |
| City | MARION |
| State | NC |
| Zip | 28752-3086 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.25 AC +/- PB 1/203 |
| Legal Lot Number | 33-34 34 |
| Jurisdiction | MCDOWELL NC |
| Minor Civil Division | MARION |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 970300 |
Source: McDowell County records · APN 1702-01-46-1353
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 APPLETREE ST, MARION, NC 28752-3086 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Mar 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Deed Doc Number | 0001346387 |
| Deed Book / Page | 1346 / 387 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 45 APPLETREE ST, MARION, NC 28752-3086 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 APPLETREE ST, MARION, NC 28752-3086 |
| Document Number | 0014650001 |
|---|---|
| Date | Apr 09, 2024 |
| Book Page | 1465/1 |
| Instrument | 2024001633 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.57% |
| Type Change Date | May 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.57% |
| Max Rate At Change | 8.57% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Mar 19, 2021 |
| Property Address | 45 APPLETREE ST, MARION, NC 28752-3086 |
| Document Number | 0013460387 |
| Book / Page | 1346 / 387 |
| Map Reference | MB 1 PG 203 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021001798 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 45 APPLETREE ST, MARION, NC 28752-3086 |
| Document Number | 2021001799 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 2021001799 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 1.03% |
Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $524.00 (+3.35%) | $73,410 (-) Land $30,000 Building $43,410 | |
| 2023 | $507.00 | $73,410 Land $30,000 Building $43,410 | $73,410 Land $30,000 Building $43,410 |
45 Appletree St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,351 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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