Clermont County property record for 45 Apple Rd, Amelia, OH 45102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,360 sqft · built 1958 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,800 (Aug 2019) |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-45-08.-012A |
| Primary APN | 03-45-08.-012A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 15,682 sqft (0.36 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 APPLE RD |
|---|---|
| City | AMELIA |
| State | OH |
| Zip | 45102-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEBB; LOT 12A |
| Legal Subdivision | WEBB |
| Legal Lot Number | 12A |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | BATAVIA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 41105 |
45 Apple Rd is owned and occupied by an individual who bought it in August 2019.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK |
| Sep 12, 2022 | Warranty Deed, Transfer |
| Aug 27, 2019 | Warranty Deed, Transfer · Line of Credit UNITED SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on File |
| Deed Sale | Aug 27, 2019 · Amount on File |
| Deed Document Number | 201918695 |
| Deed Book / Page | 2816 / 2317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Document Number | 0000014577 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 2950/1493 |
| Instrument | 202300014577 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 12, 2022 |
| Property Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Document Number | 0000023170 |
| Book / Page | 2928 / 5612 |
| Map Reference | MB G PG 10 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202200023170 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 27, 2019 |
| Property Address | 45 APPLE RD, AMELIA, OH 45102-1707 |
| Document Number | 0000018695 |
| Book / Page | 2816 / 2317 |
| Map Reference | MB G PG 10 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 201900018695 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Document Number | 0000018696 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 201900018696 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 45 Apple Rd was $1,977 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Batavia Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,977.00 | $52,650 Land $11,450 Building $41,200 | |
| 2024 | $150,400 (-) Land $32,700 Building $117,700 | ||
| 2023 | $4,454.00 (+128.18%) Homeowner's exemption | $52,650 (+45.89%) Land $11,450 Building $41,200 | $150,400 Land $32,700 Building $117,700 |
| 2022 | $1,952.00 | $36,090 Land $7,840 Building $28,250 | |
| 2020 | $103,100 Land $22,400 Building $80,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Apple Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Apple Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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