45 Ann Arbor Pl, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 45 Ann Arbor Pl, Closter, NJ 07624

Property Summary

Property TypeSingle Family Home
Details4,896 sqft · built 2006
Lot Size0.331 acres (14,401 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Feb 2016)
Tax Bill$29,014 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-02004-0000-00019

Property Details

APN / Parcel Number

Primary APN07-02004-0000-00019
Alternative APNs
  • 070200400019
  • 082050

Interior

Stories1 Story
Building Area4,896 sqft Living Area
1st Floor Area4,896 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeFrame
Lot Area14,401 sqft (0.331 acres)
Lot Dimensions120 ft deep x 120 ft wide

Location & Zoning

Account Number082050
Street Address45 ANN ARBOR PL
CityCLOSTER
StateNJ
Zip07624-1538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDISTRICTN
Legal DescriptionL2-6 120X120
Legal SubdivisionALPINE-BERGEN ESTATES
Legal Block2004
Legal Lot Number19
JurisdictionBERGEN NJ
Township / Civil DivisionCLOSTER
Census Block Group1
Census Block1001
Census Tract7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 ANN ARBOR PL, CLOSTER, NJ 07624-1538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2016 · Amount on Record
Deed SaleFeb 3, 2016 · Amount on Record
Prior SaleJan 4, 2007 · Amount on Record
Deed Document Number2016960801
Deed Book / Page2176 / 639
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address45 ANN ARBOR PL, CLOSTER, NJ 07624-1538
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041530031
DateMay 19, 2021
Book Page4153/31
Instrument2021079126
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCloster Borough
Elementary School DistrictCloster Borough School District (KG - 08)
Secondary School DistrictNorthern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,554,600 (+11.02%) Land $525,600 Building $1,029,000$1,554,600 (+11.02%) Land $525,600 Building $1,029,000
2025$29,014.00 (+2.7%)$1,400,300 (+8.06%) Land $509,900 Building $890,400$1,400,300 (+8.06%) Land $509,900 Building $890,400
2024$28,252.00 (+4.6%)
2023$1,295,900 Land $467,100 Building $828,800$1,295,900 Land $467,100 Building $828,800
2022$27,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimMay 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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