Stephens County property record for 45 Andrews St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1945 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,153 (2025) |
| Deeds & Mortgages | Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T27 029 |
| Primary APN | T27 029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 48 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 599450 |
|---|---|
| Street Address | 45 ANDREWS ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-III |
| Legal Description | PT LOTS 3&6 + LOTS 4-5 EAST BLK H MCAVOY S/D |
| Legal Subdivision | MCAVOY S/D |
| Legal Block | H |
| Legal Lot Number | 3-5+ 6 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970102 |
45 Andrews St is owned by an individual who acquired it in May 2018.
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61 ANDREWS ST, TOCCOA, GA 30577-6295 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2018 |
| Deed Sale | May 13, 2018 |
| Deed Document Number | 2017-000595 |
| Deed Book / Page | 1123 / 382 |
| Prior Transfer Date | Jun 5, 2017 |
| Prior Transfer Doc | 2017-000595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 6, 2017 |
| Property Address | 45 ANDREWS ST, TOCCOA, GA 30577 |
| Document Number | 0011230382 |
| Book / Page | 001123 / 000382 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $35.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 45 Andrews St was $1,153.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,153.00 | $33,066 Land $4,910 Building $28,156 | $82,667 Land $12,276 Building $70,391 |
| 2023 | $758.00 (+43.29%) | $21,445 (+43.37%) Land $4,910 Building $16,535 | $53,614 (+43.37%) Land $12,276 Building $41,338 |
| 2022 | $529.00 | $14,958 Land $4,910 Building $10,048 | $37,395 Land $12,276 Building $25,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Andrews St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Andrews St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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