45 Ames St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 45 Ames St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1950
Lot Size	0.274 acres (11,914 sqft)
Owner	2 Individual Names on File
Last Sale	$758,000 (Sep 2025)
Tax Bill	$7,068 (2025)
Deeds & Mortgages	May 2021 Refinance Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:4034A B:71 L:69`

Property Details

APN / Parcel Number

Primary APN	`M:4034A B:71 L:69`
Alternative APNs	`QUIN M:4034A B:71 L:69` `1140801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
Gross Area	2,431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,914 sqft (0.274 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1140801
Street Address	45 AMES ST
City	QUINCY
State	MA
Zip	02169-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	QUINCY LAND
Legal Block	71
Legal Lot Number	69
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	2
Census Block	2005
Census Tract	418201

Owner

45 Ames St is owned and occupied by two individuals who bought it in September 2025.

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 AMES ST, QUINCY, MA 02169-7403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Sep 2, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jun 22, 2017	Quit Claim Deed, Transfer · Conventional Mortgage TIAA CREF T CO FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Mar 25, 2009 · Amount on File
Deed Book / Page	42624 / 308
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	45 AMES ST, QUINCY, MA 02169-7403
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039401-557
Date	May 17, 2021
Book Page	39401/557
Instrument	64181

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Sep 2, 2025
Property Address	45 AMES ST, QUINCY, MA 02169-7403
Document Number	042624-308
Book / Page	42624 / 308
Instrument Date	Sep 2, 2025
Instrument	61276
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 AMES ST, QUINCY, MA 02169-7403

Mortgage

Document Number	0000061277
Date	Sep 2, 2025
Instrument	61277

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Jun 22, 2017
Property Address	45 AMES ST, QUINCY, MA 02169-7403
Document Number	35211-245
Book / Page	035211 / 000245
Instrument Date	Jun 22, 2017
Instrument	55393
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 AMES ST QUINCY MA 021697403, QUINCY, MA 02169-7403

Mortgage

Document Number	35211-247
Date	Jun 22, 2017
Book Page	035211/000247
Instrument	55394

Lender

Name	TIAA CREF T CO FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2047

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ames St was $7,068, up 5.3% from the year before.

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,068.00 (+5.27%)	$613,000 (+2.9%) Land $320,500 Building $292,500	$710,600 (+2.51%)
2024	$6,714.00 (+7.12%)	$595,700 (+5.77%) Land $305,700 Building $290,000	$693,215
2023	$6,268.00	$563,200 Land $291,600 Building $271,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 Ames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Norwood Broadband, Starry, T-Mobile, Verizon.

Nearby Properties on Ames St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures