45 Amanda Way, Covington, GA 30016 Property Records

Newton County property record for 45 Amanda Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 2002
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Apr 2017)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0009A-00000-044-000`

Property Details

APN / Parcel Number

Primary APN	`0009A-00000-044-000`
Alternative APNs	`0009A 044` `2754`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Heated Area
1st Floor Area	1,274 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2754
Street Address	45 AMANDA WAY
City	COVINGTON
State	GA
Zip	30016-9056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 46 AUTUMN WOODS PH1
Legal Subdivision	AUTUMN WOODS
Legal Phase	1
Legal Lot Number	46
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3005
Census Tract	100904

Owner

45 Amanda Way is owned and occupied by an individual who bought it in April 2017.

Source: Newton County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	45 AMANDA WAY, COVINGTON, GA 30016-9056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE
Apr 28, 2017	Grant Deed, Transfer SOUTHERN SEC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Sep 3, 2002 · Amount on File
Deed Document Number	20171379
Deed Book / Page	3557 / 497
Prior Transfer Date	Apr 13, 2004
Prior Transfer Doc	0016560128
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	May 18, 2026
Property Address	45 AMANDA WAY, COVINGTON, GA 30016-9056
Document Number	0000000058
Book / Page	4832 / 19
Instrument Date	May 11, 2026
Instrument	202658
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AMANDA WAY, COVINGTON, GA 30016-9056

Mortgage

Document Number	0000000058,
Date	May 18, 2026
Book Page	4832/19
Instrument	202658

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 AMANDA WAY, COVINGTON, GA 30016-9056
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AMANDA WAY, COVINGTON, GA 30016-9056

Mortgage

Document Number	0042720000000268
Date	Sep 30, 2021
Book Page	0000004272/0000000268
Instrument	018749

Lender

Name	SECURITY NATIONAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 28, 2017
Property Address	45 AMANDA WAY, COVINGTON, GA 30016-9056
Document Number	0035570497
Book / Page	003557 / 000497
Instrument Date	Apr 24, 2017
Instrument	4651
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AMANDA WAY COVINGTON GA 300169056, COVINGTON, GA 30016-9056

Mortgage

Document Number	35570499
Date	Apr 28, 2017
Book Page	003557/000499
Instrument	4652

Lender

Name	SOUTHERN SEC MTG
Type	Mortgage Company
Address	MURRAY, UT 84123

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Amanda Way was $2,572 with a homeowner's exemption.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,572.00 Homeowner's exemption	$107,480 Land $15,200 Building $92,280	$268,700 Land $38,000 Building $230,700
2023		$92,080 Land $8,000 Building $84,080	$230,200 Land $20,000 Building $210,200
2022	$2,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Amanda Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Amanda Way is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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