45 Alvarado Rd, Berkeley, CA 94705 Property Records

Alameda County property record for 45 Alvarado Rd, Berkeley, CA 94705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,948 sqft · built 1914
Lot Size	0.141 acres (6,150 sqft)
Owner	Company Name on Record
Last Sale	$2,225,000 (Sep 2020)
Tax Bill	$38,819 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-4226-3`

Property Details

APN / Parcel Number

Primary APN	`64-4226-3`
Alternative APN	`064-4226-003-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,150 sqft (0.141 acres)

Location & Zoning

Street Address	45 ALVARADO RD
City	BERKELEY
State	CA
Zip	94705-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: AR: 0064 PAGE: 4226
Legal Subdivision	HOTEL CAREMONT
Legal Block	1
Legal Lot Number	9
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1005
Census Tract	423800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 ALVARADO RD, BERKELEY, CA 94705-1508
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC
Aug 10, 2022	Intrafamily Transfer, Transfer
Sep 10, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Sep 16, 2013 · Amount on Record
Deed Document Number	2020228406
Last Transfer Date	Jul 5, 2022
Transfer Doc	0000141088
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	45 ALVARADO RD, BERKELEY, CA 94705-1508
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ALVARADO RD, BERKELEY, CA 94705-1508

Mortgage

Document Number	0000191691
Date	Dec 1, 2022
Instrument	2022191691

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 10, 2022
Property Address	45 ALVARADO RD, BERKELEY, CA 94705-1508
Document Number	0000141088
Map Reference	MB 24 PG 31
Instrument Date	Jul 5, 2022
Instrument	2022141088
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 ALVARADO RD, BERKELEY, CA 94705-1508

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 10, 2020
Property Address	45 ALVARADO RD, BERKELEY, CA 94705-1508
Document Number	0000228406
Map Reference	MB 24 PG 31A
Instrument Date	Sep 1, 2020
Instrument	2020228406
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	45 ALVARADO RD, BERKELEY, CA 94705-1508

Mortgage

Document Number	0000228407
Date	Sep 10, 2020
Instrument	2020228407

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.87%
Index	1-Year LIBOR
Max Rate	6.87%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,449,533 (+1.71%) Land $736,960 Building $1,719,573
2025	$38,819.00 (+13.1%) Homeowner's exemption	$2,408,384 (+4.04%) Land $722,515 Building $1,685,869
2023	$34,324.00 Homeowner's exemption	$2,314,890 Land $694,467 Building $1,620,423	$2,525,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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