45 Alta Dr, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 45 Alta Dr, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Sep 2022)
Tax Bill	$17,373 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`550800 165.27-2182-14`

Property Details

APN / Parcel Number

Primary APN	`550800 165.27-2182-14`
Alternative APNs	`080016502721820140000000` `049080`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	049080
Street Address	45 ALTA DR
City	MOUNT VERNON
State	NY
Zip	10552-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2182
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4004
Census Tract	15100

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ALTA DR, MOUNT VERNON, NY 10552-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2019	Quit Claim Deed, Transfer LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	20223403
Prior Transfer Date	May 13, 2019
Prior Transfer Doc	0591263395
Record Updated	Oct 29, 2026

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 26, 2022
Property Address	45 ALTA DR, MOUNT VERNON, NY 10552-1501
Document Number	0622553403
Map Reference	MAP 2035
Instrument Date	Sep 16, 2022
Instrument	622553403
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	RECORD & RETURN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 ALTA DRIVE, DOBBS FERRY, NY 10522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 HAYWARD AVENUE, DOBBS FERRY, NY 10522

Mortgage

Document Number	0622633198
Date	Sep 26, 2022
Instrument	622633198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 21, 2019
Property Address	45 ALTA DR, MOUNT VERNON, NY 10552-1501
Document Number	0591263395
Book / Page	059126 / 003395
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	137 SQUIRRELS HEATH RD FAIRPORT NY 144509731, FAIRPORT, NY 14450-9731

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,373.00 (+6.07%)
2025	$16,379.00	$10,108 (-) Land $3,300 Building $6,808	$561,555 (+6.67%) Land $183,333 Building $378,222
2024		$10,108 (-5.53%) Land $3,300 Building $6,808	$526,458 (-15.87%) Land $171,875 Building $354,583
2023		$10,700 (-15.75%) Land $3,300 Building $7,400	$625,731 (-0.97%) Land $192,982 Building $432,749
2022		$12,700 Land $3,300 Building $9,400	$631,841 Land $164,179 Building $467,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2014–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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