Narragansett Town property record for 45 Algonquin Rd, Narragansett, RI 02882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,632 sqft · built 2000 |
| Lot Size | 0.235 acres (10,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $955,199 (Aug 2024) |
| Tax Bill | $5,534 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NARR M:N-H B:328 |
| Primary APN | NARR M:N-H B:328 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 3,880 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,219 sqft (0.235 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 22064820 |
|---|---|
| Street Address | 45 ALGONQUIN RD |
| City | NARRAGANSETT |
| State | RI |
| Zip | 02882-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Block | 328 |
| Jurisdiction | NARRAGANSETT RI |
| Township / Civil Division | NARRAGANSETT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 51502 |
Source: Narragansett Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 ALGONQUIN RD, NARRAGANSETT, RI 02882-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on File |
| Deed Sale | Aug 14, 2024 · Amount on File |
| Prior Sale | Jul 12, 2002 · Amount on File |
| Deed Document Number | 20242033 |
| Deed Book / Page | 1034 / 818 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NARRAGANSETT RI |
| Property Address | 45 ALGONQUIN RD, NARRAGANSETT, RI 02882-2631 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001043-52 |
|---|---|
| Date | Apr 4, 2025 |
| Book Page | 1043/52 |
| Instrument | 2025000774 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
Source: Narragansett Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Narragansett Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,534.00 (+8.51%) | $815,000 (+48.78%) Land $282,500 Building $532,500 | $1,021,516 |
| 2023 | $5,100.00 (+3.45%) | $547,800 (-) Land $176,500 Building $371,300 | |
| 2022 | $4,930.00 | $547,800 Land $176,500 Building $371,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 units insured incl. 10 condo units |
| Nearby Flood Claims | 49 (1978–2023) |
| Claims Outside the SFHA | 14 of 49 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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