Alexander County property record for 45 Alexander Pointe Dr, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,279 sqft · built 2021 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,280 (Sep 2020) |
| Tax Bill | $4,779 (2026) |
| Deeds & Mortgages | Mar 2021 Construction Loan Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0305584 61363 |
| Primary APN | 0305584 61363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,279 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 20,473 sqft (0.47 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Attached |
| Heating System | Heat Pump |
|---|
| Account Number | 9343427 |
|---|---|
| Street Address | 45 ALEXANDER POINTE DR |
| City | HICKORY |
| State | NC |
| Zip | 28601-7886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | MAP 3715 SUBMAP 13 BLOCK 5734 (PIN) LOT 36 OLIVERS LANDING PHSEII A-12 0128 |
| Legal Subdivision | OLIVERS LANDING |
| Legal Phase | 2 |
| Legal Block | 5734 |
| Legal Lot Number | 36 |
| Jurisdiction | ALEXANDER NC |
| Township / Civil Division | WITTENBURG |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 40700 |
Source: Alexander County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 ALEXANDER POINTE DR, HICKORY, NC 28601-7886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Mar 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on Record |
| Deed Sale | Sep 15, 2020 · Amount on Record |
| Deed Book / Page | 630 / 2039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Property Address | 45 ALEXANDER POINTE DR, HICKORY, NC 28601-7886 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006370063 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 637/63 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 8.95% |
| Index | 1-Year CMT |
| Max Rate | 8.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 45 ALEXANDER POINTE DR, HICKORY, NC 28601-7886 |
| Document Number | 0006302039 |
| Book / Page | 630 / 2039 |
| Map Reference | MB 5 PG 173 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3162 ZION CHURCH RD, 3162, HICKORY, NC 28602-7120 |
| Name | Verified Name |
|---|---|
| Address | 45 ALEXANDER POINTE DR, HICKORY, NC 28601-7886 |
| Document Number | 0006302043 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 630/2043 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALEXANDER NC |
| Recording Date | Mar 21, 2018 |
| Property Address | 45 ALEXANDER POINTE DR, HICKORY, NC 28601-7886 |
| Document Number | 0006061948 |
| Book / Page | 000606 / 001948 |
| Instrument Date | Mar 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 ALEXANDER POINTE DR HICKORY NC 286017886, HICKORY, NC 28601-7886 |
Source: Alexander County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alexander County |
| Unified School District | Alexander County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,779.00 (-7.06%) | $724,231 (-) Land $189,853 Building $534,378 | |
| 2025 | $5,142.00 (-14.75%) | $724,231 (-) Land $189,853 Building $534,378 | |
| 2023 | $6,032.00 | $724,231 Land $189,853 Building $534,378 | $724,231 Land $189,853 Building $534,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | May 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALEXANDER CO WTR DIST serves 13,064 people · EPA ID NC0102020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HICKORY |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures