45 Alder Ln, Sedgwick, ME 04676 Property Records

Hancock County and Sedgwick Town property record for 45 Alder Ln, Sedgwick, ME 04676

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 984 sqft · built 1970
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on File
Last Sale$575,000 (Aug 2020)
Tax Bill$9,786 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNSEDG M:11 L:042

Property Details

APN / Parcel Number

Primary APNSEDG M:11 L:042
Alternative APN
  • 863

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2004
Architectural StyleMulti-Family
Roof MaterialGalvanized Metal
Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Account Number863
Street Address45 ALDER LN
CitySEDGWICK
StateME
Zip04676-3029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number42
JurisdictionSEDGWICK ME
Township / Civil DivisionSEDGWICK
Census Block Group2
Census Block2043
Census Tract966500

Owner

Source: Hancock County and Sedgwick Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address45 ALDER LN, SEDGWICK, ME 04676-3029
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Balloon Mortgage
BAR HARBOR BANK AND TRUST
Aug 19, 2020Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Deed Document Number202032257
Deed Book / Page7047 / 737
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEDGWICK ME
Recording DateAug 4, 2026
Property Address45 ALDER LN, SEDGWICK, ME 04676-3029
Document Number0000010167
Book / Page7462 / 384
Instrument DateJul 30, 2026
Instrument202610167
Transaction TypeMortgage
Record UpdatedAug 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010167,
DateAug 4, 2026
Book Page7462/384
Instrument202610167
Lender
NameBAR HARBOR BANK AND TRUST
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.43%
Max Rate-1%

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionSEDGWICK ME
Recording DateAug 19, 2020
Property Address45 ALDER LN, SEDGWICK, ME 04676-3029
Document Number0070470737
Book / Page7047 / 737
Instrument DateAug 17, 2020
Instrument2020032257
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 RICHARDS AVE, PORTSMOUTH, NH 03801-5238

Mortgage

Document Number2020032258
DateAug 19, 2020
Instrument2020032258
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hancock County and Sedgwick Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyHancock County
County SubdivisionSedgwick Town
Unified School DistrictSedgwick (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,786.00 (+17.18%)$1,284,300 (+106.84%) Land $680,200 Building $604,100
2022$8,351.00$620,900 Land $329,000 Building $291,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2023–2024)
Most Recent ClaimMar 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000

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