45 Albert Rd, Mountain Top, PA 18707 Property Records

Luzerne County property record for 45 Albert Rd, Mountain Top, PA 18707

Property Summary

Property TypeSingle Family Home
Details2,146 sqft · built 1965
Lot Size0.39 acres (16,988 sqft)
OwnerCompany Name on File
Tax Bill$2,356 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN64-M9S9-001-18P

Property Details

APN / Parcel Number

Primary APN64-M9S9-001-18P
Alternative APNs
  • 64-M9S9-001-18P-000
  • 6400M9S9 00118P

Interior

Building Area2,146 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Old Parcel Number64-M9S9-001-18P
Street Address45 ALBERT RD
CityMOUNTAIN TOP
StatePA
Zip18707-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description64-401-D2-1-D25 45 ALBERT RD
Legal Block1
Legal Lot Number18P
JurisdictionLUZERNE PA
Township / Civil DivisionWRIGHT
Census Block Group1
Census Block1026
Census Tract215502

Owner

45 Albert Rd is owned by a company that acquired it in January 1960.

Source: Luzerne County records, as of August 13, 2026

Owner of RecordCompany Name on File
Mailing Address133 TIMBERWOOD DR, MOUNTAIN TOP, PA 18707-1853
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN EQUITY MORTGAGE
Jul 17, 2023Deed, Transfer
CENTURION ABSTRACT INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1960
Deed SaleJan 1, 1960
Deed Book / Page1578 / 262
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUZERNE PA
Recording DateJun 5, 2026
Property Address45 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number0000030598
Book / Page3026 / 130152
Instrument DateJun 1, 2026
Instrument202630598
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address133 TIMBERWOOD DR, MOUNTAIN TOP, PA 18707-1853

Mortgage

Document Number0000030598,
DateJun 5, 2026
Book Page3026/130152
Instrument202630598
Lender
NameHOMETOWN EQUITY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionLUZERNE PA
Recording DateJul 17, 2023
Property Address45 ALBERT RD, MOUNTAIN TOP, PA 18707-1901
Document Number0000036786
Book / Page3023 / 127076
Instrument DateJul 6, 2023
Instrument202336786
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyCENTURION ABSTRACT INC

Transaction

AmountAmount on Record
Tax$1,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address133 TIMBERWOOD DR, MOUNTAIN TOP, PA 18707-1853

Tax Assessment & Valuation

The 2026 property tax bill for 45 Albert Rd was $2,356.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLuzerne County
County SubdivisionWright Township
Unified School DistrictCrestwood School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,356.00$114,000 Land $36,000 Building $78,000
2025$2,356.00
2024$114,000 Land $36,000 Building $78,000
2023$2,244.00
2009$114,000 Land $36,000 Building $78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Albert Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims28 (1996–2023)
Claims Outside the SFHA13 of 28
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 5 claims
  • Severe Storms And Flooding, Nov 2006 · 6 claims
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Albert Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAW CRYSTAL LAKE
private · serves 9,773 people · EPA ID PA2409003
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Service Electric Cable TV
Cable
2,000 / 40
Breezeline
Cable
1,000 / 50
SkyPacket
Fixed Wireless
100 / 20

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Albert Rd

Nearby Streets

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