45 Alan Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 45 Alan Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,430 sqft · built 1968
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Jul 2009)
Tax Bill	$12,659 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-03901-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`07-03901-0000-00003`
Alternative APNs	`070390100003` `00001702`

Interior

Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00001702
Street Address	45 ALAN DR
City	FAIRFIELD
State	NJ
Zip	07004-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100X150
Legal Subdivision	KWG CONSTRUCTION CO
Legal Block	3901
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	4
Census Block	4016
Census Tract	21601

Owner

45 Alan Dr is owned and occupied by an individual who bought it in July 2009.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	45 ALAN DR, FAIRFIELD, NJ 07004-1725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2009 · Amount on File
Deed Sale	Jul 29, 2009 · Amount on File
Prior Sale	Apr 12, 1990 · Amount on File
Deed Document Number	20099063249
Deed Book / Page	12208 / 3802
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 ALAN DR, FAIRFIELD, NJ 07004-1725
Document Number	0000046122
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 ALAN DR FAIRFIELD NJ 070041725, FAIRFIELD, NJ 07004-1725

Mortgage

Document Number	0000046122
Date	May 11, 2020
Instrument	46122

Lender

Name	INVESTORS BK
Type	Bank
Address	MILLBURN, NJ 07041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 10, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 45 Alan Dr was $12,659, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,300 (-) Land $293,900 Building $314,400	$608,300 (-) Land $293,900 Building $314,400
2025	$12,659.00 (-2.57%)	$608,300 Land $293,900 Building $314,400	$608,300 Land $293,900 Building $314,400
2024	$12,993.00
2023		$608,300 Land $293,900 Building $314,400	$608,300 Land $293,900 Building $314,400
2022	$12,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Alan Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	14 (1978–2021)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Alan Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20