Bergen County and Ramsey Borough property record for 45 Airmount Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,656 sqft · built 2015 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Mar 2017) |
| Tax Bill | $17,316 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04603-0000-00069 |
| Primary APN | 48-04603-0000-00069 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,656 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 45 AIRMOUNT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.252AC |
| Legal Block | 4603 |
| Legal Lot Number | 69 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 44202 |
45 Airmount Ave is owned and occupied by two individuals who bought it in March 2017.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 AIRMOUNT AVE, RAMSEY, NJ 07446-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Mar 22, 2017 | Deed, Transfer · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on File |
| Deed Sale | Mar 22, 2017 · Amount on File |
| Prior Sale | Oct 23, 2013 |
| Deed Document Number | 201724966 |
| Deed Book / Page | 2568 / 2442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 AIRMOUNT AVE, RAMSEY, NJ 07446-1612 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049311157 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 4931/1157 |
| Instrument | 2023012250 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 22, 2017 |
| Property Address | 45 AIRMOUNT AVE, RAMSEY, NJ 07446-1612 |
| Document Number | 0025682442 |
| Book / Page | 02568 / 2442 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 17-024966 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 13 4TH ST, 13, FAIRLAWN, NJ 07410 |
| Name | Verified Name |
|---|---|
| Address | 45 AIRMOUNT AVE, RAMSEY, NJ 07446-1612 |
| Document Number | 0025682447 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 02568/2447 |
| Instrument | 17-024966.01 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2032 |
The 2025 property tax bill for 45 Airmount Ave was $17,316, down 5.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877,800 (+4.38%) Land $299,500 Building $578,300 | $877,800 (+4.38%) Land $299,500 Building $578,300 | |
| 2025 | $17,316.00 (-5.71%) | $841,000 Land $268,000 Building $573,000 | $841,000 Land $268,000 Building $573,000 |
| 2024 | $18,365.00 | ||
| 2023 | $650,800 Land $228,500 Building $422,300 | $650,800 Land $228,500 Building $422,300 | |
| 2022 | $17,070.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Airmount Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Airmount Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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