45 Agawam Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 45 Agawam Rd, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,603 sqft · built 1996
Lot Size0.644 acres (28,066 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Oct 2013)
Tax Bill$16,349 (2025)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNACTO M:00E2 B:0253 L:0002

Property Details

APN / Parcel Number

Primary APNACTO M:00E2 B:0253 L:0002

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,603 sqft Living Area
Gross Area5,360 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,066 sqft (0.644 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address45 AGAWAM RD
CityACTON
StateMA
Zip01720-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block253
Legal Lot Number2
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group3
Census Block3021
Census Tract363202

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 AGAWAM RD, ACTON, MA 01720-2445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2013 · Amount on Record
Deed SaleOct 15, 2013 · Amount on Record
Prior SaleOct 15, 2013 · Amount on Record
Deed Book / Page62783 / 521
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address45 AGAWAM RD, ACTON, MA 01720-2445
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75698-402
DateSep 23, 2020
Book Page75698/402
Instrument169254
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,349.00 (+7.33%)$953,300 (+4.32%) Land $321,100 Building $632,200$1,128,220 (+0.33%)
2024$15,233.00 (+1.27%)$913,800 (+6.68%) Land $321,100 Building $592,700$1,124,515
2023$15,042.00$856,600 Land $291,900 Building $564,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies45 units insured
incl. 40 condo units
Nearby Flood Claims3 (1978–1999)
Claims Outside the SFHA2 of 3
Most Recent ClaimFeb 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people · EPA ID MA2002000
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Agawam Rd

Nearby Streets

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