45 Ackerman Ave, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 45 Ackerman Ave, Milltown, NJ 08850 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1938
Lot Size	0.362 acres (15,751 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2021)
Tax Bill	$8,313 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00073-01-00023-01`

Property Details

APN / Parcel Number

Primary APN	`11-00073-01-00023-01`
Alternative APN	`11000730001000230001`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Lot Area	15,751 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 ACKERMAN AVE
City	MILLTOWN
State	NJ
Zip	08850-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	105X150
Legal Subdivision	WOOD MANOR SOUTH
Legal Block	73.1
Legal Lot Number	23.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	6
Census Block	6004
Census Tract	6300

Owner

Source: Middlesex County and Milltown Borough records · APN 11-00073-01-00023-01

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Mar 18, 2021	Deed, Transfer · Conventional Mortgage QUIK FUND INC
Jul 06, 2020	Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC
May 28, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jul 05, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Jul 06, 2020 · Amount on Record
Deed Document Number	202137950
Deed Book / Page	18345 / 1400
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006217
Date	Jan 30, 2023
Book Page	19140/87
Instrument	2023006217

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 18, 2021
Property Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Document Number	2021037950
Book / Page	18345 / 1400
Instrument Date	Mar 08, 2021
Instrument	2021037950
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 MELBOURNE ST, 63, EDISON, NJ 08817-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721

Mortgage

Document Number	2021037951
Date	Mar 18, 2021
Instrument	2021037951

Lender

Name	QUIK FUND INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 06, 2020
Property Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Document Number	0000058796
Book / Page	017932 / 000245
Instrument Date	Jun 29, 2020
Instrument	58796
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount Recorded
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	63 MELBOURNE ST EDISON NJ 088175435, EDISON, NJ 08817-5435

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 28, 2019
Property Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Document Number	0000039806
Book / Page	017507 / 001545
Instrument Date	May 15, 2019
Instrument	39806
Transaction Type	Foreclosure
Record Updated	Jun 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 05, 2018
Property Address	45 ACKERMAN AVE, MILLTOWN, NJ 08850-1721
Document Number	0000058426
Book / Page	017226 / 000073
Instrument Date	Jun 20, 2018
Instrument	58426
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Milltown Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,600 (-) Land $75,400 Building $44,200	$119,600 (-) Land $75,400 Building $44,200
2025	$8,313.00 (+2.92%)	$119,600 (-) Land $75,400 Building $44,200	$119,600 (-) Land $75,400 Building $44,200
2024	$8,077.00 (+2.32%)
2023		$119,600 Land $75,400 Building $44,200	$119,600 Land $75,400 Building $44,200
2022	$7,894.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230063006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	60 units insured 45 under condo master policies
Nearby Flood Claims	20 (1989–2021)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 341 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Optimum Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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