45 Academy St, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 45 Academy St, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1949
Lot Size	0.128 acres (5,610 sqft)
Owner	2 Individual Names on File
Last Sale	$5,000 (Dec 2013)
Tax Bill	$352 (2025)
Flood Zone	Zone X (minimal risk)
APN	`123601 429.17-2-46`

Property Details

APN / Parcel Number

Primary APN	`123601 429.17-2-46`
Alternative APNs	`36014290170002046000` `06801771111`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,610 sqft (0.128 acres)
Lot Dimensions	66 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06801771111
Street Address	45 ACADEMY ST
City	HANCOCK
State	NY
Zip	13783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GL#35 WM/ELIZ SMITH
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	3
Census Block	3000
Census Tract	971400

Owner

Source: Delaware County and Hancock Town assessment roll, APN 123601 429.17-2-46, as of April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2878 GRAND AVE, 86, BALDWIN, NY 11510-4055
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2013 · Amount on Record
Deed Sale	Dec 09, 2013 · Amount on Record
Deed Book / Page	1399 / 157
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Delaware County and Hancock Town assessment roll as of April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Municipality	Hancock Village
Unified School District	Hancock Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$352.00 (+6.34%)	$1,800 (-) Land $1,200 Building $600	$22,500 (+25%) Land $15,000 Building $7,500
2023		$1,800 (-) Land $1,200 Building $600	$18,000 (+8.3%) Land $12,000 Building $6,000
2022		$1,800 Land $1,200 Building $600	$16,620 Land $11,080 Building $5,540
2021	$331.00 (-23.2%)
2020	$431.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), as of October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259714003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1978–2006)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 8 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 107 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
The Hancock Telephone Company Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY1200266, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HANCOCK VILLAGE serves 1,182 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.