45 5th Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 45 5th Ave W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,578 sqft · built 1908
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$3,999 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0785908`

Property Details

APN / Parcel Number

Primary APN	`R0785908`
Alternative APNs	`07-3966-07-4-05-10-0000` `0000900167`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,128 sqft
Attic Area	451 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2005
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000900167
Street Address	45 5TH AVE W
City	KALISPELL
State	MT
Zip	59901-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	KAL, S07, T28 N, R21 W, BLOCK 031, LOT 7 W96'
Legal Range	21W
Legal Township	28N
Legal Section	07
Legal Quarter	SE
Legal Subdivision	KAL
Legal Block	31
Legal Lot Number	7
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2002
Census Tract	1000

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage THREE RIVERS BANK OF MONTANA
Jan 8, 2021	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES
Sep 6, 2018	Warranty Deed, Transfer GARY A ZORN ETAL
Sep 6, 2018	Warranty Deed, Transfer GARY A ZORN ETAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 8, 2021
Deed Sale	Jan 8, 2021
Prior Sale	Sep 6, 2018
Deed Document Number	202100001071
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 5TH AVE W, KALISPELL, MT 59901-4347

Mortgage

Document Number	202500025820
Date	Dec 2, 2025
Instrument	202500025820

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000015492
Date	Jun 11, 2020
Instrument	202000015492

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 10, 2040

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 8, 2021
Property Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Document Number	202100001071
Instrument Date	Dec 17, 2020
Instrument	202100001071
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 5TH AVE W, KALISPELL, MT 59901-4347

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 6, 2018
Property Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Document Number	201800021441
Instrument Date	Sep 6, 2018
Instrument	201800021441
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 5TH AVE W, KALISPELL, MT 59901-4347

Mortgage

Document Number	201800021442
Date	Sep 6, 2018
Instrument	201800021442

Lender

Name	GARY A ZORN ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	8 Months
Due	May 1, 2019

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 6, 2018
Property Address	45 5TH AVE W, KALISPELL, MT 59901-4347
Document Number	201800021459
Instrument Date	Sep 6, 2018
Instrument	201800021459
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 5TH AVE W, KALISPELL, MT 59901-4347

Mortgage

Document Number	201800021460
Date	Sep 6, 2018
Instrument	201800021460

Lender

Name	GARY A ZORN ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	8 Months
Due	May 1, 2019

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,999.00	$399,500	$399,500 Land $73,020 Building $326,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VFN Holdings Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CommunityTel Fiber	100 / 100
Richon Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless · Fiber in parts of the area	100 / 20

45 5th Ave W, Kalispell, MT 59901 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on 5th Ave W

Nearby Streets

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