45 54th St, Gulfport, MS 39507 Property Records

Harrison County property record for 45 54th St, Gulfport, MS 39507

Property Summary

Property TypeSingle Family Home
Details2 ba · 4,495 sqft · built 1964
OwnerIndividual Name on File
Last Sale$525,000 (Jun 2022)
Tax Bill$6,603 (2025)
Deeds & MortgagesAug 2018 Mortgage
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN0909N-02-006.000

Property Details

APN / Parcel Number

Primary APN0909N-02-006.000
Alternative APN
  • 028225

Interior

Full Baths2 Baths
Building Area4,495 sqft Adjusted Area
1st Floor Area2,986 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Deck Area1,216 sqft
Patio Area1,502 sqft
Gazebo96 sqft
Utility Building314 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number028225
Street Address45 54TH ST
CityGULFPORT
StateMS
Zip39507-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 6 GULFPORT BAYOU VIEW SUBD
Legal Range11
Legal Township07
Legal Section23
Legal SubdivisionGULFPORT BAYOU VIEW BLKS 1-50
Legal Block6
Legal Lot Number3
JurisdictionHARRISON MS
Township / Civil Division2
Census Block Group2
Census Block2010
Census Tract1600

Owner

45 54th St is owned by an individual who bought it in June 2022.

Source: Harrison County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address24181 RYLAND RIDGE RD, SAUCIER, MS 39574-3705
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2018Deed of Trust, Mortgage
KENNETH E MOORE
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Jan 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Aug 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK
Jun 15, 2022Warranty Deed, Transfer
Apr 21, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on File
Deed SaleJun 15, 2022 · Amount on File
Prior SaleApr 21, 2022
Deed Document Number2022-0014814-D-J1
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180006706TJ1
DateAug 6, 2018
Instrument2018-0006706-T-J1
Lender
NameKENNETH E MOORE
TypePrivate Party
AddressGULFPORT, MS 39503
Agreement
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202002864TJ1
DateMar 30, 2020
Instrument2020-02864-T-J1
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueFeb 14, 2045
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000146TJ1
DateJan 8, 2020
Instrument2020-00146-T-J1
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Transaction TypeMortgage
Record UpdatedMar 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220021058TJ1
DateAug 22, 2022
Instrument2022-0021058-T-J1
Lender
NameFIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 26, 2027
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJun 15, 2022
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Document Number20220014814DJ1
Map ReferencePB 17 PG 9
Instrument DateJun 9, 2022
Instrument2022-0014814-D-J1
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 DISTRICT BLVD, JACKSON, MS 39211-6382

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24181 RYLAND RIDGE RD, SAUCIER, MS 39574-3705

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRISON MS
Recording DateApr 21, 2022
Property Address45 54TH ST, GULFPORT, MS 39507-4608
Document Number20220009189DJ1
Map ReferencePB 17 PG 9
Instrument DateApr 20, 2022
Instrument2022-0009189-D-J1
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4810 HARRISON CIR, GULFPORT, MS 39507-4401

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 54TH ST, GULFPORT, MS 39507-4608

Tax Assessment & Valuation

The 2025 property tax bill for 45 54th St was $6,603, up 3.3% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityGulfport City
Unified School DistrictGulfport School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,603.00 (+3.25%)$50,042$333,614 Land $57,500 Building $276,114
2024$6,395.00 (+6.9%)
2023$5,982.00 (+62.2%)$44,229$294,859 Land $57,500 Building $237,359
2022$3,688.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 54th St in Zone X, an area of moderate flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims38 (1979–2021)
Claims Outside the SFHA19 of 38
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Hurricane Katrina, Aug 2005 · 8 claims
  • Tropical Storm Allison, Jun 2001 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 54th St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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