45 4th St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 45 4th St, Valley Stream, NY 11581

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,102 sqft · built 1903
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Nov 2025)
Tax Bill	$8,604 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-012-00-0019`

Property Details

APN / Parcel Number

Primary APN	`39-012-00-0019`
Alternative APNs	`2035-39-012-00-0019-0` `39012000019000000000` `282035 39.-12-19` `39012 00190`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,102 sqft Living Area
1st Floor Area	516 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	150 sqft
Shed	1 Shed
Shed Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39012 00190
Street Address	45 4TH ST
City	VALLEY STREAM
State	NY
Zip	11581-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-20
Legal Block	12
Legal Lot Number	19-20
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	6
Census Block	6006
Census Tract	410700

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 STUART RD, 9, VALLEY STREAM, NY 11581-3411
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jun 10, 2003 · Amount on Record
Deed Document Number	202574817
Deed Book / Page	D14691 / 45
Record Updated	Sep 20, 2026

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Nov 18, 2025
Property Address	45 4TH ST, VALLEY STREAM, NY 11581-1231
Document Number	D146910045
Book / Page	D14691 / 45
Instrument Date	Sep 29, 2025
Instrument	2025-74817
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 4TH ST, VALLEY STREAM, NY 11581-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121-09 STUART RD # 10TH, 09, VALLEY STREAM, NY 11581-3411

Mortgage

Document Number	0202574818
Date	Nov 18, 2025
Instrument	2025-74818

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 24 (KG - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407 (-2.63%) Land $187 Building $220	$407,000 (-2.63%)
2025	$8,604.00 (+17.59%)	$418 (+1.46%) Land $192 Building $226	$418,000 (+1.46%)
2023	$7,317.00 Additional exemption filed	$412 Land $190 Building $222	$412,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	16 (1979–2023)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 2 claims Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20