Somerset County and Somerville Borough property record for 45 4th St, Somerville, NJ 08876
| Property Type | Commercial |
|---|---|
| Lot Size | 0.723 acres (31,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Sep 2001) |
| Tax Bill | $25,840 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 18-00055-0000-00009 |
| Primary APN | 18-00055-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 31,498 sqft (0.723 acres) |
| Lot Dimensions | 150 ft deep x 210 ft wide |
| Street Address | 45 4TH ST |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | I-2 |
| Legal Block | 55 |
| Legal Lot Number | 9 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 50400 |
45 4th St, a commercial property, is owned by two individuals who bought it in September 2001.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 4TH ST, SOMERVILLE, NJ 08876-3205 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2001 · Amount on File |
| Deed Sale | Sep 24, 2001 · Amount on File |
| Deed Book / Page | 5042 / 1846 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 4th St was $25,840, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,500 (-) Land $525,000 Building $108,500 | $633,500 (-) Land $525,000 Building $108,500 | |
| 2025 | $25,840.00 (+3.19%) | $633,500 Land $525,000 Building $108,500 | $633,500 Land $525,000 Building $108,500 |
| 2024 | $25,042.00 | ||
| 2023 | $633,500 Land $525,000 Building $108,500 | $633,500 Land $525,000 Building $108,500 | |
| 2022 | $23,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 4th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 82 (1978–2024) |
| Claims Outside the SFHA | 4 of 82 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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