45 4th St, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 45 4th St, Riverhead, NY 11901

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,058 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$346,000 (Jul 2015)
Tax Bill$9,168 (2024)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN473000 91.-4-7.1

Property Details

APN / Parcel Number

Primary APN473000 91.-4-7.1
Alternative APNs
  • 0600-091.00-04.00-007.001
  • 300009100000040070010000
  • 4730009783
  • 31

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
Gross Area1,322 sqft
1st Floor Area1,058 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
View / LotCanal
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number31
Street Address45 4TH ST
CityRIVERHEAD
StateNY
Zip11901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03
Legal DescriptionN X 4TH ST E X WILLOW ST S X HAUPT W X POINT ST
Legal Block4
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionRIVERHEAD
Census Block Group1
Census Block1019
Census Tract169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 4TH ST, RIVERHEAD, NY 11901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2015 · Amount on Record
Deed SaleJul 6, 2015 · Amount on Record
Prior SaleSep 7, 2005 · Amount on Record
Deed Book / Page12822 / 688
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address45 4TH ST, SOUTH JAMESPORT, NY 11970
Document Number0231420132
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9 LEEWARD LN COMMACK NY 117252606, COMMACK, NY 11725-2606

Mortgage

Document Number0231420132
DateJun 10, 2020
Book Page023142/000132
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 9, 2035

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionRiverhead Town
Unified School DistrictRiverhead Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,400 (-) Land $7,500 Building $36,900$544,118 (+13.85%) Land $91,912 Building $452,206
2024$9,168.00
2023$44,400 Land $7,500 Building $36,900$477,933 Land $80,732 Building $397,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Nearby Flood Policies162 in force
Nearby Flood Claims18 (1992–2021)
Claims Outside the SFHA3 of 18
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 12 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERHEAD WATER DISTRICT
serves 35,000 people · EPA ID NY5103705
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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