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45 4th St, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 45 4th St, Punta Gorda, FL 33982

Property Summary

Property TypeMobile Home
Details540 sqft · built 1964
Lot Size0.061 acres (2,663 sqft)
OwnerIndividual Name on Record
Last Sale$24,000 (Aug 2002)
Tax Bill$604 (2025)
Deeds & MortgagesNov 2025 Sale
Flood ZoneZone AE (high risk)
APN402325215905

Property Details

APN / Parcel Number

Primary APN402325215905
Alternative APNs
  • 402325230005
  • 10004622652

Interior

Stories1 Story
Building Area540 sqft Living Area
1st Floor Area540 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1969
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeManufactured
Roof TypeGable
Roof MaterialMetal
Lot Area2,663 sqft (0.061 acres)
Garage TypeCarport
Garage Area297 sqft
CarportCarport
Carport Area297 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area459 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number402325230005
Street Address45 4TH ST
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMHP
Legal DescriptionLAZY LAGOON MOB HME PK CO-OP LT 45 RP820428-29 1759/1006 1770/713 UNREC DC-DJG DC2083/647-FG 2083/649 4001/1496
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionLAZY LAGOON MOB HME PK CO-OP
Legal TractLLG
Legal Lot Number45
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2007
Census Tract10200

Owner

Source: Charlotte County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 354, CHILLICOTHE, MO 64601-0354
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2002 · Amount on Record
Deed SaleAug 20, 2002 · Amount on Record
Deed Book / Page2083 / 649
Record UpdatedJun 8, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHARLOTTE FL
Recording DateNov 24, 2025
Property Address45 4TH ST, PUNTA GORDA, FL 33982
Document Number0003590104
Map ReferenceMB 1759 PG 718-772
Instrument DateNov 21, 2025
Instrument3590104
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

AmountAmount Recorded
Tax$98.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8320 RIVERSIDE DR # 70, 70, PUNTA GORDA, FL 33982-1441

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 354, CHILLICOTHE, MO 64601-0354

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$604.00 (+4.86%) Homeowner's exemption$21,023 (-10.97%)$33,119 (+33.02%) Land $14,450 Building $18,669
2024$576.00 (+6.86%)
2023$539.00 (+8.45%) Homeowner's exemption Disabled Person's exemption$23,614 (+3%)$24,898 (-7.06%) Land $15,000 Building $9,898
2022$497.00 Homeowner's exemption Disabled Person's exemption$22,926$26,789 Land $9,350 Building $17,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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