45 4th St, Duluth, MN 55810 Property Records

St. Louis County property record for 45 4th St, Duluth, MN 55810 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1920
Square Footage1,638 sqft Gross Area
Lot Size6,521 sqft (0.149 acres)
Garage960 sqft
OccupancyOwner Occupied
Last Sale$201,442 (2014)
Tax Bill$3,528.00 (2026)

Property Details

APN / Parcel Number

Primary APN185-0050-01250
Alternative APN
  • 985124

Interior

Full Baths1 Baths
Building Area1,638 sqft Gross Area
1st Floor728 sqft 1st Floor
Basement Area546 sqft Basement
Finished Basement546 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,521 sqft (0.149 acres)
Garage Area960 sqft Garage

Exterior Amenities

Deck Area32 sqft Deck
Porch1 Porch
Porch Area70 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel

Location & Zoning

Account Number985124
Street Address45 4TH ST
CityDULUTH
StateMN
Zip55810-2213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0025 BLOCK:004 SERIAL #
Legal Subdivision2ND ADDITION TO PROCTORKNOTT
Legal Block4
Legal Lot Number25
JurisdictionST LOUIS MN
Minor Civil DivisionPROCTOR
Census Blockgroup2
Census Block2000
Census Tract10100

Owner

Source: St. Louis County records · APN 185-0050-01250

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 4TH ST, DULUTH, MN 55810-2213
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS COOPERATIVE CU
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
PROCTOR FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Deed Doc Number20141247547
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address45 4TH ST, DULUTH, MN 55810-2213
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001448882
DateAug 03, 2022
Instrument1448882
Lender
NameMEMBERS COOPERATIVE CU
TypeCredit Union
AddressDULUTH, MN 55816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueJul 20, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address45 4TH ST, DULUTH, MN 55810-2213
Document Number00A1387298
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 4TH ST PROCTOR MN 558102213, PROCTOR, MN 55810-2213

Mortgage

Document Number00A1387298
DateAug 07, 2020
InstrumentA1387298
Lender
NamePROCTOR FCU
TypeCredit Union
AddressPROCTOR, MN 55810
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 06, 2035

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityProctor City
Unified School DistrictProctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,528.00 (+26.45%) Homeowner's exemption
2025$2,790.00 (+8.14%) Homeowner's exemption$266,400 (+2%) Land $14,300 Building $252,100$266,400 (+2%) Land $14,300 Building $252,100
2024$2,580.00$222,000 (+30.36%) Land $14,300 Building $207,700$222,000 (+30.36%) Land $14,300 Building $207,700
2022$170,300 Land $10,800 Building $159,500$170,300 Land $10,800 Building $159,500

Flood & Wildfire

45 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 4th St

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