Strafford County and Dover City property record for 45 4th St, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,384 sqft · built 1890 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $309,900 (Sep 2004) |
| Tax Bill | $10,385 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:31039 B:L |
| Primary APN | DOVR M:31039 B:L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 154 sqft |
| Basement Area | 1,154 sqft |
| Unfinished Basement | 1,154 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 45 4TH ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBD-G |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 81500 |
Source: Strafford County and Dover City records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 4TH ST, DOVER, NH 03820-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Line of Credit LIGHTHOUSE FUNDING CORP |
| Jun 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2004 · Amount on Record |
| Deed Sale | Sep 9, 2004 · Amount on Record |
| Prior Sale | Nov 4, 2003 · Amount on Record |
| Deed Book / Page | 3063 / 892 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 45 4TH ST, DOVER, NH 03820-2931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005264-534 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 5264/534 |
| Instrument | 250005812 |
| Name | LIGHTHOUSE FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 45 4TH ST, DOVER, NH 03820-2931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 04915-1007 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 4915/1007 |
| Instrument | 210011561 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jul 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOVER CITY NH |
| Property Address | 45 4TH ST, DOVER, NH 03820-2931 |
| Document Number | 0047750029 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 4TH ST DOVER NH 038202931, DOVER, NH 03820-2931 |
| Document Number | 0047750029 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 004775/000029 |
| Instrument | 9594 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2035 |
Source: Strafford County and Dover City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,385.00 (+8.31%) | $527,700 (-) Land $122,800 Building $404,900 | |
| 2024 | $9,588.00 (+9.07%) | $527,700 (+12.25%) Land $122,800 Building $404,900 | $430,635 |
| 2023 | $8,791.00 (-2.08%) | $470,100 (+3.89%) Land $111,000 Building $359,100 | |
| 2022 | $8,978.00 | $452,500 Land $111,000 Building $341,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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