45 3rd St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 45 3rd St NW, Concord, NC 28027

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 1 ba · 1,922 sqft · built 1991
Lot Size0.311 acres (13,516 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Mar 2004)
Tax Bill$1,429 (2023)
Flood ZoneZone X (minimal risk)
APN5620 13 7414

Property Details

APN / Parcel Number

Primary APN5620 13 7414
Alternative APNs
  • 02023 0004.390000
  • 26130

Interior

Plumbing Fixtures6 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area1,922 sqft Total Area
1st Floor Area1,680 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleMulti-Family
Exterior MaterialBrick Veneer
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,516 sqft (0.311 acres)
Lot Dimensions124 ft deep x 109 ft wide
PorchSlab
Porch Area50 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number26130
Street Address45 3RD ST NW
CityCONCORD
StateNC
Zip28027-6263
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRV
Legal DescriptionNORTH WEST INTER FAUNA AVE THIRD ST
Legal SubdivisionMISSOURI CITY
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2032
Census Tract41901

Owner

45 3rd St NW, a residential property, is owned by two individuals who bought it in March 2004.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3801 ELKWOOD CT, CONCORD, NC 28025-7240
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2004 · Amount on File
Deed SaleMar 8, 2004 · Amount on File
Prior SaleJun 15, 1993 · Amount on File
Deed Book / Page5179 / 242
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,170 Land $46,000 Building $177,170
2024$223,170 (+90.52%) Land $46,000 Building $177,170
2023$1,429.00$117,140 Land $27,600 Building $89,540$117,140 Land $27,600 Building $89,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 3rd St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 3rd St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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