Osceola County property record for 45 3rd Ave, Melvin, IA 51350
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,384 sqft · built 1969 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jul 2023) |
| Tax Bill | $1,295 (2025) |
| Deeds & Mortgages | Jul 2023 Foreclosure Aug 2012 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 300020301020 |
| Primary APN | 300020301020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 100 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 45 3RD AVE |
|---|---|
| City | MELVIN |
| State | IA |
| Zip | 51350-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 68' LOT 1 BLK 3 SOUTHSIDE ADDITION |
| Legal Subdivision | SOUTHSIDE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA IA |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 460200 |
45 3rd Ave is owned and occupied by two individuals who bought it in July 2023.
Source: Osceola County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 3RD AVE, MELVIN, IA 51350-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2023 | Legal Action/Court Order, Foreclosure · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Aug 24, 2012 | Legal Action/Court Order, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on File |
| Deed Sale | Jul 24, 2023 · Amount on File |
| Prior Sale | Aug 24, 2012 |
| Deed Document Number | 2023738 |
| Deed Book / Page | 2023 / 738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Jul 24, 2023 |
| Property Address | 45 3RD AVE, MELVIN, IA 51350-1007 |
| Document Number | 002023/738 |
| Book / Page | 2023 / 738 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 20230738 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 3RD AVE, MELVIN, IA 51350-1007 |
| Investor | Possibly a Property Investor |
| Document Number | 002023/739 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2023/739 |
| Instrument | 20230739 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Aug 24, 2012 |
| Property Address | 45 3RD AVE, MELVIN, IA 51350-1007 |
| Document Number | 02012/1021 |
| Book / Page | 2012 / 1021 |
| Instrument Date | Aug 24, 2012 |
| Instrument | 201201021 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45-3RD AVE, MELVIN, IA 51350-1007 |
The 2025 property tax bill for 45 3rd Ave was $1,295 with a homeowner's exemption, up 0.4% from the year before.
Source: Osceola County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Melvin City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (+0.39%) Homeowner's exemption | $108,410 Land $2,890 Building $105,520 | $108,410 Land $2,890 Building $105,520 |
| 2024 | $1,290.00 | ||
| 2023 | $101,730 Land $2,890 Building $98,840 | $101,730 Land $2,890 Building $98,840 | |
| 2022 | $690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective November 4, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 3rd Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELVIN WATERWORKS serves 202 people · EPA ID IA7234069 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-NORTH |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Premier Communications Cable · Fiber in parts of the area | 1,000 / 100 |
| GigFire Fixed Wireless | 150 / 130 |
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