Suffolk County and Islip Town property record for 45 3rd Ave, Bay Shore, NY 11706
| Property Type | Duplex |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $500,000 (Dec 2007) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 393.-3-44.3 |
| Primary APN | 472889 393.-3-44.3 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 88 ft Width |
| Street Address | 45 3RD AVE |
|---|---|
| City | BAY SHORE |
| State | NY |
| Zip | 11706-7913 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | BD |
| Legal Block | 3000 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 147302 |
Source: Suffolk County and Islip Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45 3RD AVE, BAY SHORE, NY 11706-7913 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Dec 15, 2017 | Loan Modification, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2007 · Amount on Record |
| Deed Sale | Dec 5, 2007 · Amount on Record |
| Deed Book / Page | 12532 / 723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 3RD AVE, BAY SHORE, NY 11706-7913 |
| Document Number | 0228950962 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 45 3RD AVE BAY SHORE NY 117067913, BAY SHORE, NY 11706-7913 |
| Document Number | 0228950962 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 022895/000962 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 3RD AVE, BAY SHORE, NY 11706-7913 |
| Document Number | 0228950963 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 3RD AVE BAY SHORE NY 117067913, BAY SHORE, NY 11706-7913 |
| Document Number | 0228950963 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 022895/000963 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | 102 MOTOR PKWY, HAUPPAUGE, NY 11788-5147 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Islip Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $54,000 (-) Land $20,600 Building $33,400 | |
| 2024 | $760,564 (+2.54%) Land $290,141 Building $470,423 | |
| 2023 | $54,000 Land $20,600 Building $33,400 | $741,758 Land $282,967 Building $458,791 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 13 (1991–2024) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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