45 32nd St SE, Grand Rapids, MI 49548 Property Records

Kent County property record for 45 32nd St SE, Grand Rapids, MI 49548

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1952
Lot Size	0.017 acres (775 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (May 2026)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-18-18-153-022`

Property Details

APN / Parcel Number

Primary APN	`41-18-18-153-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Lot Area	775 sqft (0.017 acres)
Lot Dimensions	187 ft deep x 50 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 32ND ST SE
City	GRAND RAPIDS
State	MI
Zip	49548-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 37 BLK 10 * PENNELL PARK
Legal Subdivision	PENNELL PARK
Legal Block	10
Legal Lot Number	37
Jurisdiction	KENT MI
Township / Civil Division	WYOMING
Census Block Group	1
Census Block	1011
Census Tract	14200

Owner

45 32nd St SE is owned and occupied by an individual who bought it in May 2026.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	45 32ND ST SE, GRAND RAPIDS, MI 49548-2216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADVENTURE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Nov 6, 2023 · Amount on File
Deed Document Number	202632840
Prior Transfer Date	Jan 3, 2003
Prior Transfer Doc	6737000665
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 19, 2026
Property Address	45 32ND ST SE, GRAND RAPIDS, MI 49548-2216
Document Number	0000032840
Instrument Date	May 15, 2026
Instrument	202632840
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171,195.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 32ND ST SE, GRAND RAPIDS, MI 49548-2216

Mortgage

Document Number	0000032841,
Date	May 19, 2026
Instrument	2026051932841

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Nov 6, 2023
Property Address	45 32ND ST SE, WYOMING, MI 49548-2216
Document Number	0000063782
Map Reference	LB 27 PG 24
Instrument Date	Nov 1, 2023
Instrument	20231106-0063782
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 32ND ST SE, GRAND RAPIDS, MI 49548-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2699 SAGE WING DR SE, GRAND RAPIDS, MI 49508-2319

Mortgage

Document Number	0000063783
Date	Nov 6, 2023
Instrument	20231106-0063783

Lender

Name	DFCU FINANCIAL
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.5%
Margin	3
Max Rate	12.5%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 12, 2021
Property Address	45 32ND ST SE, WYOMING, MI 49548-2216
Document Number	0000056230
Map Reference	LB 27 PG 24
Instrument Date	May 6, 2021
Instrument	20210512-0056230
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5281 BURGIS AVE SE, 5281, GRAND RAPIDS, MI 49508-6071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2864 LOCKE AVE SW, GRANDVILLE, MI 49418-1497

Mortgage

Document Number	0000056231
Date	May 12, 2021
Instrument	20210512-0056231

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 32ND ST SE, WYOMING, MI 49548-2216
Document Number	0000009659
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 32ND ST SE WYOMING MI 495482216, WYOMING, MI 49548-2216

Mortgage

Document Number	0000009659
Date	Feb 6, 2018
Instrument	9659

Lender

Name	ADVENTURE CU
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 45 32nd St SE was $3,515, up 18.1% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Wyoming City
Unified School District	Godwin Heights Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,400 (+12.37%)	$210,800 (+12.37%)
2025	$3,515.00 (+18.11%) Homeowner's exemption	$93,800	$187,600
2024	$2,976.00
2023		$74,700	$149,400
2021	$1,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 32nd St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 32nd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WYOMING serves 76,501 people · EPA ID MI0007220
Water Source	Surface water
Last State Inspection	Oct 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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