45 2nd St NE, Oronoco, MN 55960 Property Records

Olmsted County property record for 45 2nd St NE, Oronoco, MN 55960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,676 sqft · built 1890
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Dec 2010)
Tax Bill	$2,974 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`84.08.34.028715`

Property Details

APN / Parcel Number

Primary APN	`84.08.34.028715`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	884 sqft
Basement Area	234 sqft
Unfinished Basement	234 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	120 sqft
Patio Area	230 sqft
Shed	1 Shed
Shed Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 2ND ST NE
City	ORONOCO
State	MN
Zip	55960-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-08 TWP-108 RANGE-014 ORONOCO VILLAGE LOT-008 BLOCK-013 LOTS 8 AND 9 BLK 13 ALSO INCLUDING THE WLY 10FT OF THE VAC PORTIO
Legal Range	14
Legal Township	108
Legal Section	08
Legal Subdivision	ORONOCO VILLAGE
Legal Block	13
Legal Lot Number	8,9
Jurisdiction	OLMSTED MN
Township / Civil Division	ORONOCO
Census Block Group	1
Census Block	1040
Census Tract	1902

Owner

45 2nd St NE is owned and occupied by two individuals who bought it in December 2010.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 2ND ST NE, ORONOCO, MN 55960-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit FORESIGHT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2010 · Amount on File
Deed Sale	Dec 15, 2010 · Amount on File
Prior Sale	Mar 19, 2010 · Amount on File
Deed Document Number	20101248507
Prior Transfer Date	Nov 23, 2010
Prior Transfer Doc	A1248508
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	45 2ND ST NE, ORONOCO, MN 55960-1436
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1418787
Date	Mar 1, 2017
Instrument	A-1418787

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 28, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	45 2ND ST NE, ORONOCO, MN 55960-1436
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1418788
Date	Mar 1, 2017
Instrument	A-1418788

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 45 2nd St NE was $2,974 with a homeowner's exemption, up 7.2% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Oronoco City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,974.00 (+7.21%) Homeowner's exemption
2025	$2,774.00 Homeowner's exemption	$190,000 (-5.24%) Land $39,400 Building $150,600	$217,000 (+8.23%) Land $45,000 Building $172,000
2024		$200,500 Land $45,000 Building $155,500	$200,500 Land $45,000 Building $155,500
2022	$1,949.00	$182,200 Land $45,000 Building $137,200	$182,200 Land $45,000 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 2nd St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 2nd St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Oronoco serves 2,040 people · EPA ID MN1550036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Minnesota WiFi Fixed Wireless	150 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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