45 2nd Ave SE, Harmony, MN 55939 Property Records

Fillmore County property record for 45 2nd Ave SE, Harmony, MN 55939

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1946
Lot Size0.179 acres (7,800 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (May 2023)
Tax Bill$2,068 (2026)
Deeds & MortgagesMay 2023 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15.0242.010

Property Details

APN / Parcel Number

Primary APN15.0242.010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,456 sqft Heated Area
Gross Area1,040 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage Area676 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
Patio Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 2ND AVE SE
CityHARMONY
StateMN
Zip55939-7705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLARSONS ADDITION LOT-2-3 BLOCK-008 LOT 3 & N 15 FT LOT 2 BLK 8 LARSONS ADDITION
Legal SubdivisionLARSONS ADDITION
Legal Block8
Legal Lot Number2-3
JurisdictionFILLMORE MN
Township / Civil DivisionHARMONY
Census Block Group3
Census Block3022
Census Tract960500

Owner

Source: Fillmore County records · APN 15.0242.010

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 2ND AVE SE, HARMONY, MN 55939-7705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
May 03, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2023 · Amount on Record
Deed SaleMay 12, 2023 · Amount on Record
Prior SaleApr 29, 2022 · Amount on Record
Deed Document Number20231536832
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateMay 26, 2023
Property Address45 2ND AVE SE, HARMONY, MN 55939-7705
Document Number0000442571
Instrument DateMay 12, 2023
Instrument442571
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 2ND AVE SE, HARMONY, MN 55939-7705

Mortgage

Document Number0000442572
DateMay 26, 2023
Instrument442572
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFILLMORE MN
Recording DateMay 03, 2022
Property Address45 2ND AVE SE, HARMONY, MN 55939-7705
Document Number0000438038
Instrument DateApr 29, 2022
Instrument438038
Transaction TypeTransfer
Record UpdatedMay 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45 2ND AVE SE, HARMONY, MN 55939-7705

Mortgage

Document Number0000438039
DateMay 03, 2022
Instrument438039
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Fillmore County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
MunicipalityHarmony City
Unified School DistrictFillmore Central (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,068.00 (+21.08%) Homeowner's exemption$165,800 (-7.79%) Land $16,400 Building $149,400$165,800 (-7.79%) Land $16,400 Building $149,400
2025$179,800 (+20.83%) Land $16,400 Building $163,400$179,800 (+20.83%) Land $16,400 Building $163,400
2023$148,800 Land $8,600 Building $140,200$148,800 Land $8,600 Building $140,200
2020$1,708.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Harmony Telephone Company
Fiber
1,000 / 1,000
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 158 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHarmony
serves 1,042 people
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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